North Essex Chamber of Commerce

Farm Credit East's Food Access Infrastructure Initiative financially supports organizations such as food banks, food hubs and other non-profit food distribution and infrastructure organizations/facilities as they work to improve food security in the Northeast. The recipient must be a non-profit organization.

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To be eligible for the Next NJ Manufacturing Program, a project must: The business shall make, acquire, or lease a capital investment at the qualified business facility not less than $10,000,000; The business shall create new full-time jobs at the qualified business facility in an amount not less than 20 new full-time jobs; The Qualified Business facility needs to be primarily involved in manufacturing activities (> 50% of the business’s activities).

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Under this declaration, the SBA’s Economic Injury Disaster Loan (EIDL) program is available to eligible small businesses, small agricultural cooperatives, and PNPs — including faith-based organizations — with financial losses directly related to this disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for aquaculture enterprises.

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For NJ STEP consideration, your business must be: … Registered in, and domestic to, New Jersey … Small as defined by the SBA … In business for at least one (1) year

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Have no more than fifty (50) full-time equivalent (“FTE”) workers (FTE calculated on a 35-hour work week) at time of application. … Have less than or equal to five million dollars ($5,000,000) in prior calendar year sales revenue (excluding grant revenue).

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The Interest Rates are (percent): Business and Small Agricultural Cooperatives without Credit Available Elsewhere 4.000; Private Non-Profit Organizations without Credit Available Elsewhere 3.625

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Between September 29 and November 15, take a 15-30 minute small business disaster resilience course on Verizon's Small Business Digital Ready platform to become eligible to apply for a $5,000 Mitigation Grant supporting pre-disaster mitigation projects at your business.

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Does your business have revenue of $75K or more in one of the past two fiscal years?

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Eligible entities must be a: 501(c)(3) public charity: [...] Government entity (non-501(c)(3)): [...] School: [...] Church or other faith-based organization with a proposed project that benefits the community at large [...] Note: Non-charities, including but not limited to organizations such as 501(c)(4)s, (c)(6)s, and (c)(19)s like homeowner’s associations, civic leagues, or volunteer fire companies, are not eligible.

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For profit, from any industry; Majority (51% or more) owned and controlled by women; Generating minimum of $75,000 annually. There is no maximum revenue requirement.; Formed under United States law and operating in the United States

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For-profit commercial organizations that are purchasing and installing electric vehicle charging infrastructure in New Jersey. Projects must also install on-site renewable energy generation and/or energy storage systems to help manage power demand for chargers. Projects can consist of installation of new chargers to a property that already has existing chargers. Organizations must have 2 or more existing commercial-use vehicles (including light-duty, medium-duty, heavy-duty, off-road, or maritime vehicles).

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Eligible applicants, which can be for-profit or non-profit entities, must also meet the following requirements: Must meet the SBA definition of a small business based on their NAICS code.

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Consist of a team of no less than three individuals … The venture must operate within New Jersey’s “Targeted Industries” … All grant recipients to receive income from award must have paid gross-income tax to New Jersey within 60 days leading up to application

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Borrowers: To be eligible, an applicant must: … Have fewer than 750 employees, including employees of its affiliates … Be requesting a loan of $500,000 to $20 million for the project

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Women-owned business; Businesses currently registered in the US; Less than $1 million in gross revenue; Non-profits, franchise, direct seller, authorized reseller or independent consultant not eligible

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Each of these contests will be separate and are open only to persons over 18 years of age and who has set up any free or paid Galaxy of Stars membership account prior to or concurrent with entering or participating in the contest.

Open to women (18 years or older) who own at least 50% of a business based in the United States or Canada. Eligible businesses include pre-revenue ventures, idea-stage startups, and revenue-generating nonprofit organizations. Nonprofits whose primary activity is charitable giving are not eligible.

Owners of for-profit small businesses based in the United States, Puerto Rico, or the U.S. Virgin Islands who are 18 or older may apply. Owners of multiple businesses may apply for one business only.

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The Small Business E-commerce Support Program provides free e-commerce and digital marketing consulting services to New Jersey small businesses in the restaurant, retail and personal care industries that operate from a commercial location.

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To qualify, applicants must: … Hold an active annual license digital card from the New Jersey Cannabis Regulatory Commission Office of Licensing in Class 1 – Retailer, Class 2 – Manufacturer, Class 5 – Cultivator, Class 7 – Testing Laboratories (Medicinal-only are not eligible)

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Must be based in New Jersey and employ fewer than 250 full-time employees. … Have annual gross revenues of $5 million or less, as reported on the applicant’s most recent federal business tax return required to be filed.

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To be eligible, the applicant must be a member in good standing at the time of application and must maintain such good standing continuously through the date on which the award is conferred.

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Any micro or small business owner in the US is eligible. We especially encourage women, minorities and others considered underrepresented or overlooked to apply.

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The Turrell Fund awards grants to 501(c)(3) tax-exempt organizations with projects and portfolios especially for the youngest in New Jersey and Vermont.

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The grant program is open to the following New Jersey applicants: Single employers seeking to train their employees in skills needed for jobs in all industry sectors. Employees are required to have been working full-time with the employer for at least six months. An employer organization, labor organization, community-based organization, or faith-based organization; secondary (middle school and high school), post-secondary school (public and private colleges, universities, technical schools, and vocational schools that offer certificates, diplomas, or degrees) or a training provider seeking to meet the collective training needs of an industry-specific consortium of employers for jobs in all industry sectors. Government and Public entities.

In operation for at least one year; Are working full time in the business and have fewer than 10 total full-time equivalent employees; Revenues between $25,000 and $1,000,000 in the last calendar year; Located in the United States

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Only technology and biotechnology companies whose primary business involves the provision of a scientific process, product or service are eligible … An eligible company cannot have had positive net operating income on either of its last two full-year income statements according to GAAP.

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Participating businesses can get Tax Free purchases on certain items such as capital equipment, facility expansions, and upgrades.

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New Jersey-based small businesses in operation for at least one full year with revenue less than or equal to 3 million; not-for-profits for at least 3 years.

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The Microloan program provides loans up to $50,000 to help small businesses and certain not-for-profit childcare centers start up and expand.

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This loan program is best for existing microbusinesses or new entrepreneurs who want to start a business located in New Jersey.

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For small business owners who need money to grow their business, Ascendus offers loans up to $100,000. Qualified businesses will be located nationwide, except in Vermont.

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As a Community Development Financial Institution (CDFI) and a U.S. Small Business Administration (SBA) lender, we help startups and small businesses in New Jersey, New York City, Westchester County, Philadelphia, and Bucks County access capital.

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Must be at least 18 years or older Minimum 2 years in business $300,000+ in annual sales 20% ownership of business All shareholders must be either a US citizen or permanent resident

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Your business must be registered within the United States, and you must physically reside in the United States, in order to be eligible for a Kiva U.S. loan.

The Energy Solutions for Business Program is available to all commercial, industrial, and other non-residential customers located within the FirstEnergy New Jersey service territory.

The PSE&G Prescriptive Program gives our business customers simplified solutions to save when replacing equipment, pairing greater energy savings with valuable incentives to mitigate costs.

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Direct Install is available to commercial accounts with an average annual demand of 300 kW or less.

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This program was designed for PSE&G business customers with average annual peak demand of less than 300 kW or less than 40,000 therms of annual consumption.

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Get NO-COST, 1-on-1 consultation from NJSBDC's business experts who work with you until you have fulfilled your business goals.

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To receive tax credits through the Historic Property Reinvestment Program, a project must: … Be a rehabilitation project.

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500 employees or fewer Complete the free checklist (5 minutes) Located in the U.S. or territories (includes Puerto Rico, Guam, Virgin Islands, etc.)

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SCORE mentoring is a free service offered to any aspiring or established owners of a U.S.-based business.

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The APEX Accelerators program provides the education and training to ensure that all businesses become capable of participating in federal, state, and local government contracts.

Whether you have limited credit, collateral or experience, we’ll work with you to find funding that allows you to build your credit and improve your finances. LiftFund offers small business loans to entrepreneurs nationwide.

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