Member event
Bridgeton Area Chamber of Commerce - Cumberland Grows
Bridgeton, NJ · 207 members
cumberlandgrows.com ↗Member directory ↗
This month2 member stories
Member news
Members in the news
News about Bridgeton Area Chamber of Commerce - Cumberland Grows's members from local outlets, checked against the article. Every story links to the source.
Award & honor
Bridgeton Public Schools · Bridgeton
Bridgeton School District Wins Cream of the Crop Award ↗Funding & programs
Opportunities
43 open for members · 8 for the chamber · 2 closing soon
GrantNJ · statewide
NJ State Council on the Arts – General Operating Support / General Program Support (FY2028)
Three-year grants for New Jersey arts nonprofits: General Operating Support for organizations whose mission is exclusively the arts, and General Program Support for ongoing public arts programs of other organizations. The FY2028 application becomes available in the SAGE system on October 6, 2026 and is due by noon ET on November 19, 2026.
- When
- Apply by Nov 19
Nonprofits only
Who can apply
GOS grants provide annual funding, over a three-year period, for eligible operating expenses of nonprofit organizations with missions exclusively devoted to the arts.
Technical assistanceNJ · statewide
NJEDA Employee Stock Ownership Plan (ESOP) Assistance Program
Partly paid feasibility-study services, delivered by NJEDA's partner firms, for New Jersey businesses considering a move to employee ownership through an ESOP. The program is open; interested businesses start with the online Eligibility Tool Form.
- When
- Open now
Who can apply
The Employee Stock Ownership Plan Assistance Program will provide partially covered ESOP feasibility study services for New Jersey businesses that are interested in transitioning to employee-owned firms.
GrantNJ · statewide
Growing Apprenticeship in Nontraditional Sectors (GAINS) — FY2027 Round 1
NJ employers, trade and business associations, economic development organizations, nonprofits, community organizations, schools, colleges and governments can apply for FY2027 GAINS Round 1 funding ($6,000,000 available; maximum cost per head $12,000 per apprentice) to develop new or expand existing USDOL-approved Registered Apprenticeship programs; Letter of Intent due no later than noon Friday, November 27, 2026, application due no later than noon Friday, December 4, 2026.
- Amount
- Funding Amount: $6,000,000.00; maximum cost per head of $12,000 (NGO §D)
- When
- Apply by Nov 27
Who can apply
This competitive grant opportunity is open to the following entities who are developing new, or building upon existing Registered Apprenticeship programs: Any employer based in New Jersey or with a New Jersey presence; Workforce Intermediary Sponsors Employer / Trade Associations; Any labor organization which represents workers in the occupation for which the apprentices will be trained; Labor/Management Partnership (public or private); New Jersey Local Education Agency (LEA); Public vocational schools within New Jersey; Two- and four-year institutions of higher education; Public or private non-profit organizations; Business or trade organizations representing a particular trade, group of trades, contractors or employers; Community-based organizations; New Jersey local Workforce Development Boards; Economic development organizations; State, Local, County governments within New Jersey; Faith-based organizations; and Any other private educational or training entity that is on the Eligible Training Provider List (ETPL).
See all 47Show fewer
GrantNJ · statewide
Food Access Infrastructure Initiative Grant — 2027
Nonprofits only: Farm Credit East grants up to $50,000 to food banks, food hubs and other nonprofit food-distribution organizations for capital projects that improve food access (e.g., cooler/freezer storage, logistics). The 2027 cycle is open until November 10, 2026 at 4 PM ET.
- Amount
- grants of up to $50,000
- When
- Apply by Nov 10
Nonprofits only
Who can apply
Farm Credit East's Food Access Infrastructure Initiative financially supports organizations such as food banks, food hubs and other non-profit food distribution and infrastructure organizations/facilities as they work to improve food security in the Northeast. The recipient must be a non-profit organization.
Tax creditNJ · statewide
Next New Jersey Manufacturing Program
Transferable New Jersey tax credit of up to $150 million for manufacturers that make a capital investment of at least $10 million and create at least 20 new full-time jobs at a qualified business facility that is primarily (over 50%) engaged in manufacturing. Applications are open until all funds are committed or March 1, 2029, whichever comes first.
- Amount
- An eligible manufacturing applicant may be awarded a tax credit of up to $150 million, based on their proposed new jobs and capital investment.
- When
- Apply by Mar 1, 2029
Who can apply
To be eligible for the Next NJ Manufacturing Program, a project must: The business shall make, acquire, or lease a capital investment at the qualified business facility not less than $10,000,000; The business shall create new full-time jobs at the qualified business facility in an amount not less than 20 new full-time jobs; The Qualified Business facility needs to be primarily involved in manufacturing activities (> 50% of the business’s activities).
SBA disaster loanNJ · disaster area
SBA Offers Relief to New Jersey Businesses and Private Nonprofits Affected by a Freeze (NJ-20009)
Small businesses and private nonprofits in the declared counties with economic losses from a freeze occurring April 19 – April 22 can apply for SBA Economic Injury Disaster Loans (up to $2 million; agricultural producers, farmers and ranchers are not eligible except aquaculture). Economic injury applications are due February 8, 2027; covered counties include New Jersey: 21 counties; Pennsylvania: Bucks, Delaware, Monroe, Northampton, Philadelphia, Pike.
- Amount
- The loan amount can be up to $2 million with interest rates as low as 4% for small businesses and 3.625% for PNPs, with terms of up to 30 years.
- When
- Apply by Feb 8, 2027
Ag-related
Who can apply
Under this declaration, the SBA’s Economic Injury Disaster Loan (EIDL) program is available to eligible small businesses, small agricultural cooperatives, and PNPs — including faith-based organizations — with financial losses directly related to this disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for aquaculture enterprises.
GrantNJ · statewide
NJ State Trade Expansion Program (NJ STEP) Grant, STEP 13
Partial reimbursement of export promotion costs (trade missions, trade shows, international marketing, website localization) for New Jersey small businesses in business at least one year. Start with the client intake form; awards are first come, first served.
- Amount
- New Jersey’s total STEP program cost is $533,333.00 of which 75% is Federal Share of $400,000
- When
- Open now
Who can apply
For NJ STEP consideration, your business must be: … Registered in, and domestic to, New Jersey … Small as defined by the SBA … In business for at least one (1) year
GrantNJ · statewide
Clean Tech R&D Voucher Program (Round 3)
Vouchers of up to $40,000 per 12 months let small New Jersey clean-tech companies (50 or fewer FTEs, $5 million or less revenue) use equipment and facilities at participating NJ university and government labs. Run with the NJ Commission on Science, Innovation and Technology (CSIT).
- Amount
- Eligible applicants can apply for multiple Vouchers up to a cap of $40,000 within any twelve (12)-month period.
- When
- Open now
Who can apply
Have no more than fifty (50) full-time equivalent (“FTE”) workers (FTE calculated on a 35-hour work week) at time of application. … Have less than or equal to five million dollars ($5,000,000) in prior calendar year sales revenue (excluding grant revenue).
GrantNational
R4R Mitigation Grant – $5,000 for pre-disaster projects (Fall 2026)
New for fall 2026: small businesses that take a 15–30 minute disaster resilience course on Verizon's Small Business Digital Ready platform between September 29 and November 15 become eligible to apply for a $5,000 grant for a pre-disaster mitigation project at their business.
- Amount
- a $5,000 Mitigation Grant supporting pre-disaster mitigation projects at your business
- When
- Apply by Nov 15
Who can apply
Between September 29 and November 15, take a 15-30 minute small business disaster resilience course on Verizon's Small Business Digital Ready platform to become eligible to apply for a $5,000 Mitigation Grant supporting pre-disaster mitigation projects at your business.
TrainingNational
Goldman Sachs 10,000 Small Businesses – business education program
Business education program for established small business owners, run in local in-person cohorts and a national online cohort. Applicants should be an owner or co-owner of a business operating at least two years, with revenue of $75,000 or more in one of the past two fiscal years and at least two employees including the owner. Applications are due about three months before a cohort starts: apply by October 2026 for the February–May 2027 national cohort.
- When
- Open now
Who can apply
Does your business have revenue of $75K or more in one of the past two fiscal years?
GrantNational
Walmart Spark Good Local Grants
Walmart stores, Sam's Clubs and distribution centers give local grants of $250 to $5,000 to 501(c)(3) charities, schools, government entities and faith-based community projects in their service area. The current cycle runs August 1 to November 30; chambers (501(c)(6)) are not eligible.
- Amount
- Grant amounts range from $250 to $5,000.
- When
- Apply by Nov 30
Who can apply
Eligible entities must be a: 501(c)(3) public charity: [...] Government entity (non-501(c)(3)): [...] School: [...] Church or other faith-based organization with a proposed project that benefits the community at large [...] Note: Non-charities, including but not limited to organizations such as 501(c)(4)s, (c)(6)s, and (c)(19)s like homeowner’s associations, civic leagues, or volunteer fire companies, are not eligible.
AcceleratorNational
Tory Burch Foundation Fellows Program
The Tory Burch Foundation Fellows Program is a year-long fellowship for women-owned businesses with at least $75,000 in annual revenue, including a $2,000 education grant. Applications for the 2027 cohort are open September 22 to November 17, 2026, and applying is free.
- Amount
- $2,000 education grant (FAQ)
- When
- Apply by Nov 17
Majority (51% or more) owned and controlled by womenA woman entrepreneur who owns the largest or equally largest stake in a qualifying business
Who can apply
For profit, from any industry; Majority (51% or more) owned and controlled by women; Generating minimum of $75,000 annually. There is no maximum revenue requirement.; Formed under United States law and operating in the United States
GrantNJ · statewide
Take Charge Program
A $25 million NJEDA pilot that helps private fleets pay for electric-vehicle charging infrastructure in New Jersey, with grants of $100,000 to $5 million that reimburse at least 50% of eligible project costs. For-profit businesses with two or more commercial-use vehicles can apply, and projects must include on-site renewable generation or energy storage. The application launches Monday, October 5, 2026 at 10:00 AM, review is rolling, and there is a non-refundable $500 application fee per project.
- Amount
- The NJEDA will provide grant awards ranging from $100,000 to $5 million to reimburse applicants for at least 50% of eligible project costs.
- When
- Open now
$500 feeMatch required
Who can apply
For-profit commercial organizations that are purchasing and installing electric vehicle charging infrastructure in New Jersey. Projects must also install on-site renewable energy generation and/or energy storage systems to help manage power demand for chargers. Projects can consist of installation of new chargers to a property that already has existing chargers. Organizations must have 2 or more existing commercial-use vehicles (including light-duty, medium-duty, heavy-duty, off-road, or maritime vehicles).
LoanNJ · statewide
New Jersey Clean Energy Loans (NJ CELs)
Co-lending program in which NJEDA lends $250,000 to $10 million toward clean energy projects of New Jersey businesses with fewer than 750 employees (total project loan $500,000 to $20 million). $1,000 non-refundable application fee.
- Amount
- The NJEDA will lend between $250,000 and $10 million for projects requesting a total loan amount of $500,000 to $20 million.
- When
- Open now
$1,000 fee
Who can apply
Borrowers: To be eligible, an applicant must: … Have fewer than 750 employees, including employees of its affiliates … Be requesting a loan of $500,000 to $20 million for the project
GrantNJ · statewide
New Jersey Innovation Fellows Program (Cohort III)
Income-replacement grants of $200,000 (up to $400,000 with bonuses) plus mentorship for teams of at least three entrepreneurs starting a venture in New Jersey targeted industries. Cohort III applications are open Sept 9 to Dec 4, 2026; $250 application fee.
- Amount
- Grants of $200,000 … Up to $400,000 in total grant award
- When
- Apply by Dec 4
$250 fee$50,000 for each potential entrepreneur (maximum of 3) that self-certifies as a woman or minority, or demonstrates graduation from a NJ college or University (bonus, not a requirement)
Who can apply
Consist of a team of no less than three individuals … The venture must operate within New Jersey’s “Targeted Industries” … All grant recipients to receive income from award must have paid gross-income tax to New Jersey within 60 days leading up to application
GrantNJ · statewide
Main Street Acquisition Support Grant
Reimburses up to $50,000 of closing costs for an eligible New Jersey small business (for-profit or non-profit) that bought a commercial property it operates from; apply after closing and within one year of it. A $500 fee is due at approval.
- Amount
- Applicants may request a grant of up to $50,000
- When
- Open now
$500 fee
Who can apply
Eligible applicants, which can be for-profit or non-profit entities, must also meet the following requirements: Must meet the SBA definition of a small business based on their NAICS code.
GrantNational
HerRise MicroGrant
HerSuiteSpot's HerRise MicroGrant funds women-owned US businesses with under $1 million in revenue; each month's applications close on the last day of the month. There is a $15 application fee.
- When
- Open now
Contest$15 feeWomen-owned business
Who can apply
Women-owned business; Businesses currently registered in the US; Less than $1 million in gross revenue; Non-profits, franchise, direct seller, authorized reseller or independent consultant not eligible
GrantNational
Galaxy Grants
Hidden Star's Galaxy Grant awards $2,500 and is free to apply. The current deadline is October 31, 2026, with winners announced the following week.
- Amount
- $2,500 Galaxy Grant – FREE to Apply!
- When
- Apply by Oct 31
Contestsupporting women & minority business owners
Who can apply
Each of these contests will be separate and are open only to persons over 18 years of age and who has set up any free or paid Galaxy of Stars membership account prior to or concurrent with entering or participating in the contest.Quoted from galaxyofstars.org →
GrantNational
Amber Grants
WomensNet awards three $10,000 Amber Grants to women-owned businesses every month, and three $50,000 grants at year end. Each month's entry period ends on the last day of the month; there is a $15 application fee with a fee waiver on request.
- Amount
- Each month, three (3) $10,000 Amber Grants will be awarded. [...] three (3) of the monthly winners will receive an additional $50,000 Year-End Grant.
- When
- Open now
Contest$15 feewomen (18 years or older) who own at least 50% of a business
Who can apply
Open to women (18 years or older) who own at least 50% of a business based in the United States or Canada. Eligible businesses include pre-revenue ventures, idea-stage startups, and revenue-generating nonprofit organizations. Nonprofits whose primary activity is charitable giving are not eligible.Quoted from ambergrantsforwomen.com →
GrantNational
Verizon Small Business Digital Ready $10,000 national grant
Verizon and LISC select 10 small businesses each month from June through December 2026 for $10,000 grants. Owners unlock the one-time application by completing two free Digital Ready courses or events in 2026.
- Amount
- 10 small businesses will be selected for grants each month [...] $10,000 grants
- When
- Open now
Random drawingContest
Who can apply
Owners of for-profit small businesses based in the United States, Puerto Rico, or the U.S. Virgin Islands who are 18 or older may apply. Owners of multiple businesses may apply for one business only.
Technical assistanceNJ · statewide
Small Business E-Commerce Support Program
NJEDA partner consultants provide free e-commerce and digital marketing services (website development or optimization, e-commerce, online ordering or appointment booking platforms, digital marketing plan) to New Jersey small businesses in the restaurant, retail and personal care industries that operate from a commercial location. Businesses contact a listed NJEDA partner consultant directly.
- Amount
- Consulting services provided at no cost to businesses, up to a maximum cost per project as follows: Restaurants maximum per completed project = $11,400; Retail stores maximum per completed project = $10,800; Personal care maximum per completed project = $11,400 (Program Specifications, Dec. 21, 2022)
- When
- Rolling, apply any time
Apply via a partner
Who can apply
The Small Business E-commerce Support Program provides free e-commerce and digital marketing consulting services to New Jersey small businesses in the restaurant, retail and personal care industries that operate from a commercial location.
LoanNJ · statewide
NJ LEAF (Lending for Equity, Access, and Financing) Pilot Loan
Loans for licensed New Jersey recreational cannabis cultivators, manufacturers and testing labs: $100,000 to $1.5 million for fixed assets, plus working capital. Rolling, first-come first-served; $500 non-refundable application fee.
- Amount
- Fixed Assets (Owner Occupied Commercial Real Estate or Equipment) $100,000 – $1.5 million
- When
- Rolling, apply any time
$500 fee
Who can apply
Must be based in New Jersey and employ fewer than 250 full-time employees. … Have annual gross revenues of $5 million or less, as reported on the applicant’s most recent federal business tax return required to be filed.
GrantNJ · statewide
Cannabis Business Development (CBD) Grant
One-time $75,000 reimbursement of compliance and working-capital costs for New Jersey licensed recreational cannabis retailers, manufacturers, cultivators and testing labs. Rolling, first-come first-served; $750 non-refundable application fee.
- Amount
- Eligible businesses may receive a one-time reimbursement of $75,000.
- When
- Rolling, apply any time
$750 fee
Who can apply
To qualify, applicants must: … Hold an active annual license digital card from the New Jersey Cannabis Regulatory Commission Office of Licensing in Class 1 – Retailer, Class 2 – Manufacturer, Class 5 – Cultivator, Class 7 – Testing Laboratories (Medicinal-only are not eligible)
GrantNational
Freed Fellowship Grant
Freed Fellowship picks one US small business owner each month for a $500 grant, and Fellows are considered for a $2,500 year-end grant. Applications are rolling and cost $19.
- Amount
- Each month we select one Freed Fellow as the recipient of a $500 no-strings-attached grant. Fellows are then considered for our $2,500 year-end grant.
- When
- Rolling, apply any time
Contest$19 fee
Who can apply
Any micro or small business owner in the US is eligible. We especially encourage women, minorities and others considered underrepresented or overlooked to apply.
GrantNational
NASE Growth Grants
NASE gives members grants of up to $4,000 for specific business needs such as marketing, hiring or equipment. Applications are accepted year-round and reviewed quarterly; NASE membership is required.
- Amount
- Apply for a business development grant from the NASE worth up to $4,000!
- When
- Rolling, apply any time
Membership required
Who can apply
To be eligible, the applicant must be a member in good standing at the time of application and must maintain such good standing continuously through the date on which the award is conferred.
GrantNJ · statewide
UPSKILL: NJ Incumbent Worker Training Grant — FY2027 Round 2
Up to 50% reimbursement (max $250,000 per round; $3,500,000 per round) for New Jersey employers — or employer organizations, chambers-type business organizations and training providers serving an industry consortium — to train current full-time frontline employees; Round 2 Letter of Intent due January 8, 2027 at 12:00 noon, IGX registration by January 22, 2027, application due February 24, 2027 at 12:00 noon.
- Amount
- There will be two Rounds with $3,500,000 being awarded per Round. Single Employers and Consortiums may qualify for a maximum of $250,000 per round, depending on the number of trainees.
- When
- Opening soon
Match required
Who can apply
The grant program is open to the following New Jersey applicants: Single employers seeking to train their employees in skills needed for jobs in all industry sectors. Employees are required to have been working full-time with the employer for at least six months. An employer organization, labor organization, community-based organization, or faith-based organization; secondary (middle school and high school), post-secondary school (public and private colleges, universities, technical schools, and vocational schools that offer certificates, diplomas, or degrees) or a training provider seeking to meet the collective training needs of an industry-specific consortium of employers for jobs in all industry sectors. Government and Public entities.Quoted from nj.gov →
GrantNJ · county program
General Operating/Flexible Support Grants
Nonprofits only: General operating and flexible support for 501(c)(3)s with a record of service in OceanFirst Foundation's 12-county New Jersey footprint. The portal is closed on a two-year cycle and the Foundation anticipates re-opening it in 2027.
- When
- Opening soon
Nonprofits only
Who can apply
We welcome requests from qualified 501(c)(3) nonprofit organizations that demonstrate a strong record of service and impact within one or more counties in the OceanFirst Foundation footprint: Atlantic, Burlington, Camden, Cape May, Cumberland, Gloucester, Mercer, Middlesex, Monmouth, Ocean, Somerset, and Union.Quoted from oceanfirstfdn.org →
AcceleratorNational
Cultivate Small Business
Santander's free Cultivate Small Business program gives early-stage food businesses a 12-week curriculum, mentorship and capital grants. Applications for the spring cohort are accepted November through January.
- Amount
- capital grants
- When
- Opens in November
Who can apply
In operation for at least one year; Are working full time in the business and have fewer than 10 total full-time equivalent employees; Revenues between $25,000 and $1,000,000 in the last calendar year; Located in the United States
Tax creditNJ · statewide
Technology Business Tax Certificate Transfer (NOL) Program
Lets unprofitable New Jersey technology and biotechnology companies sell net operating losses and R&D tax credits for cash. The 2026 cycle closed June 30, 2026; NJEDA says to return in early May 2027 for the 2027 cycle. $1,000 application fee.
- Amount
- Up to $75 million is available annually, with $15 million set aside for businesses located in Innovation Zones, Opportunity Zones, or NJ Certified as a minority and/or woman owned business or enterprise
- When
- Expected to open in May 2027
$1,000 fee$15 million set aside for businesses ... NJ Certified as a minority and/or woman owned business or enterprise (set-aside, not a requirement)
Who can apply
Only technology and biotechnology companies whose primary business involves the provision of a scientific process, product or service are eligible … An eligible company cannot have had positive net operating income on either of its last two full-year income statements according to GAAP.
LoanNJ · statewide
NJEDA Small Business Fund
Direct NJEDA loans of up to $500,000 for fixed assets or working capital, at a fixed rate with an expedited approval process, for creditworthy New Jersey small businesses in operation at least one year with revenue of $3 million or less, and nonprofits operating at least three years. Home-based businesses are not eligible.
- Amount
- Small businesses: Up to $500,000 Not-for-profits: Up to $500,000 with 1.0X historical debt service coverage
- When
- Rolling, apply any time
Who can apply
New Jersey-based small businesses in operation for at least one full year with revenue less than or equal to 3 million; not-for-profits for at least 3 years.
IncentiveNJ · statewide
New Jersey Urban Enterprise Zone (UEZ) – business benefits
Businesses that join the Urban Enterprise Zone program in a designated New Jersey zone charge a reduced 3.3125% sales tax and can buy certain items, such as capital equipment and facility upgrades, tax-free; UEZ businesses can also tap financial assistance from agencies such as NJEDA.
- Amount
- Currently, the sales tax in a UEZ is 3.3125%, effective 1/1/2018.
- When
- Rolling, apply any time
Who can apply
Participating businesses can get Tax Free purchases on certain items such as capital equipment, facility expansions, and upgrades.
LoanNJ · statewide
Ascendus Business Term Loan
Ascendus, a nonprofit CDFI lender, offers small business term loans of up to $100,000 to owners who need money to grow their business, available to businesses nationwide except in Vermont.
- Amount
- For small business owners who need money to grow their business, Ascendus offers loans up to $100,000.
- When
- Rolling, apply any time
Who can apply
For small business owners who need money to grow their business, Ascendus offers loans up to $100,000. Qualified businesses will be located nationwide, except in Vermont.
LoanNJ · statewide
Pursuit SBA Microloan
Pursuit, an SBA microloan intermediary and CDFI, makes SBA microloans of up to $50,000 for working capital, debt refinancing and equipment to small businesses (and certain nonprofit childcare centers) in New York, New Jersey, Pennsylvania, Connecticut, Illinois and Delaware.
- Amount
- The Microloan program provides loans up to $50,000 to help small businesses and certain not-for-profit childcare centers start up and expand.
- When
- Rolling, apply any time
Who can apply
The Microloan program provides loans up to $50,000 to help small businesses and certain not-for-profit childcare centers start up and expand.
LoanNJ · statewide
Renaissance EDC SBA Microloan (New Jersey)
Renaissance EDC makes SBA microloans of up to $50,000 with flexible terms to existing microbusinesses and new entrepreneurs starting a business in New Jersey, mostly for quick working capital needs.
- Amount
- SBA Microloan Up to $50,000
- When
- Rolling, apply any time
Who can apply
This loan program is best for existing microbusinesses or new entrepreneurs who want to start a business located in New Jersey.
LoanNJ · local program
CEZC Micro Loan Program
The Cumberland Empowerment Zone Corporation lends up to $35,000 to start-up and expanding small businesses in Bridgeton, Millville, Vineland and the Cumberland County Bayshore for inventory, supplies, fixtures, equipment, minor renovations and working capital.
- Amount
- Loan Amounts: Up to $35,000
- When
- Rolling, apply any time
Who can apply
Eligibility: Businesses located within the Cities of Bridgeton, Millville, Vineland, and the Cumberland County Bayshore.
LoanNJ · county program
CBAC Microloans and Small Business Loans
CBAC, a South Jersey microlender, makes direct microloans of $1,000 to $50,000 (and up to $250,000 or more with partner lenders) to almost any type of for-profit small business in seven South Jersey counties and Philadelphia, without credit scoring.
- Amount
- The minimum direct microloan is $1,000 and the maximum is $50,000. CBAC loans made in partnership with other lenders can be up to $250,000 or more, on a case-by-case basis.
- When
- Rolling, apply any time
Who can apply
Almost any type of for-profit small business is eligible for one of our loan programs. We evaluate our borrowers' credit histories as part of our review process but we do not use credit scoring.
LoanNJ · statewide
UCEDC Small Business Loans (microloans and loans over $50,000)
UCEDC, a CDFI and SBA lender, makes small business loans from $500 up to $5.5 million - microloans up to $50,000, larger loans and SBA 504 - with ongoing mentoring, for startups and small businesses in New Jersey and nearby New York and Pennsylvania areas.
- Amount
- We offer loans from $500 to $5.5 million to support your growth at every stage.
- When
- Rolling, apply any time
Who can apply
As a Community Development Financial Institution (CDFI) and a U.S. Small Business Administration (SBA) lender, we help startups and small businesses in New Jersey, New York City, Westchester County, Philadelphia, and Bucks County access capital.
LoanNJ · statewide
Accion Opportunity Fund Small Business Term Loan
Accion Opportunity Fund, a national nonprofit CDFI, offers small business term loans up to $250,000 with repayment terms up to 36 months for businesses with at least 2 years in business and $300,000+ in annual sales.
- Amount
- Loans up to $250k
- When
- Rolling, apply any time
Who can apply
Must be at least 18 years or older Minimum 2 years in business $300,000+ in annual sales 20% ownership of business All shareholders must be either a US citizen or permanent resident
RebateNJ · county program
Prescriptive and Custom Program (business equipment incentives)
One-for-one prescriptive rebates for efficient lighting and controls, HVAC, variable frequency drives, food service and agriculture equipment, plus performance-based custom incentives for projects not on the prescriptive list, open to all Atlantic City Electric business customers.
- Amount
- The programs make it easy to upgrade to a broad range of high-efficiency, energy-saving equipment and technologies and receive quick one-for-one incentives.
- When
- Rolling, apply any time
Match required
Who can apply
The Prescriptive and Custom programs are specifically designed to help you find energy-saving improvements that meet your business’s needs while reducing your operational costs. This programs are for all businesses, regardless of business type or sector.
0% loanNJ · statewide
Kiva U.S. 0% interest loans
Kiva U.S. offers crowdfunded 0% interest loans of $1,000 to $15,000 for U.S. small business owners, with no fees, no collateral and no minimum credit score. Borrowers first invite friends, family and others to lend during a private fundraising period, then crowdfund publicly on Kiva; businesses in Nevada and North Dakota are not accepted.
- Amount
- you can qualify for a no-interest, no-fee, and no-collateral loan between $1,000-$15,000.
- When
- Rolling, apply any time
Who can apply
Your business must be registered within the United States, and you must physically reside in the United States, in order to be eligible for a Kiva U.S. loan.Quoted from kiva.org →
RebateNJ · county program
Direct Install Program (business)
Atlantic City Electric business customers with average monthly peak demand of 300 kW or less (or up to 40,000 therms of gas a year) get a no-cost on-site assessment by an authorized Trade Ally, who installs lighting, HVAC and controls, kitchen/refrigeration controls, motors and VFDs. ACE contributes up to 80% of upgrade costs as an instant discount.
- Amount
- Receive up to 80% in financial incentives for new energy-efficient equipment (includes installation and labor)
- When
- Rolling, apply any time
Apply via a partnerMatch required
Who can apply
The Direct Install program is designed for Atlantic City Electric business customers whose average monthly peak demand does not exceed 300 kW or whose annual natural gas consumption does not exceed 40,000 therms.
Technical assistanceNJ · statewide
New Jersey SBDC — no-cost business advising
The New Jersey SBDC (Rutgers) offers no-cost, one-on-one consulting for new and existing New Jersey small businesses through regional offices, plus training workshops.
- When
- Rolling, apply any time
Who can apply
Get NO-COST, 1-on-1 consultation from NJSBDC's business experts who work with you until you have fulfilled your business goals.
Tax creditNJ · statewide
Historic Property Reinvestment Program (HPRP)
State tax credits for rehabilitation of qualified historic properties in New Jersey where a financing gap exists. Applications are accepted on a rolling basis in order of completeness.
- When
- Rolling, apply any time
Who can apply
To receive tax credits through the Historic Property Reinvestment Program, a project must: … Be a rehabilitation project.
Disaster helpNational
Small Business Readiness for Resiliency (R4R) – $5,000 disaster recovery grant
Small businesses with 500 or fewer employees register in advance by completing a free five-minute preparedness checklist; if their county later comes under a state emergency or disaster declaration and they have at least $5,000 in uncovered losses, they can apply for a $5,000 recovery grant. Nonprofits are not funded.
- Amount
- Selected businesses receive $5,000 and must document at least $5,000 in disaster-related losses.
- When
- Rolling, apply any time
Who can apply
500 employees or fewer Complete the free checklist (5 minutes) Located in the U.S. or territories (includes Puerto Rico, Guam, Virgin Islands, etc.)
Technical assistanceNational
SCORE — free business mentoring
SCORE offers free, confidential mentoring, for the life of your business, to any aspiring or established owner of a U.S.-based business, in all industries and stages; nonprofits are also served. Enter your ZIP code on the page to be matched with a mentor.
- When
- Rolling, apply any time
Who can apply
SCORE mentoring is a free service offered to any aspiring or established owners of a U.S.-based business.
Technical assistanceNational
APEX Accelerators — no-cost government contracting help
APEX Accelerators (the program formerly known as the Procurement Technical Assistance Program), supported by the Department of War's Office of Small Business Programs, offer no-cost guidance and one-on-one help for businesses entering or growing in federal, state and local government contracting, through more than 300 offices nationwide. Use the service-area locator to find your local office.
- When
- Rolling, apply any time
Who can apply
The APEX Accelerators program provides the education and training to ensure that all businesses become capable of participating in federal, state, and local government contracts.Quoted from apexaccelerators.us →
LoanNational
LiftFund Small Business Loans
LiftFund, a nonprofit CDFI, makes small business loans for working capital, equipment, inventory, leasehold improvements, vehicles and commercial real estate to startups and existing businesses, including owners with limited credit, collateral or experience.
- Amount
- financing options can range from $500 to $1 Million
- When
- Rolling, apply any time
Fee
Who can apply
Whether you have limited credit, collateral or experience, we’ll work with you to find funding that allows you to build your credit and improve your finances. LiftFund offers small business loans to entrepreneurs nationwide.
For Bridgeton Area Chamber of Commerce - Cumberland Grows
Grants and programs the chamber itself can apply for.
GrantNJ · statewide
NJBUILD Women and Minorities in Construction Trades Program (WMIC) — FY2027 Round 1
NJ employers, employer and trade associations, business organizations, nonprofits, community organizations, economic development organizations, schools and governments can apply for FY2027 WMIC Round 1 funding ($2,000,000) to deliver construction-trades training, placement and support services for women and minority participants with Registered Apprenticeship sponsors; Letter of Intent due Wednesday, October 21, 2026 by 12:00 pm, application due Wednesday, October 28, 2026 by 12:00 pm.
- Amount
- Funding Amount: $2,000,000.00
- When
- Apply by Oct 21 · closing soon
Who can apply
The following organizations are eligible to apply as the lead applicant: Any employer based in New Jersey or with a New Jersey presence; Workforce Intermediary Sponsors; Employer / Trade Associations; Any labor organization which represents workers in the occupation for which the apprentices will be trained; Labor/Management Partnership (public or private); New Jersey Local Education Agency (LEA); Public vocational schools within New Jersey; Public high schools within New Jersey; Two- and four-year institutions of higher education; Public or private non-profit organizations (including Community Based Organizations); Business or trade organizations representing a particular trade, group of trades, contractors or employers; Community-based organizations; New Jersey local Workforce Development Boards; Economic development organizations; State, Local, County governments within New Jersey; Faith-based organizations; and Any other private educational or training entity that is on the Eligible Training Provider List (ETPL).
GrantNJ · statewide
Pre-Apprenticeship in Career Education (PACE) — FY2027 Round 1
NJ employers, trade and business associations, nonprofits, community organizations, economic development organizations, schools, colleges and governments can apply for FY2027 PACE Round 1 funding ($3,000,000 available) to run pre-apprenticeship programs tied to a Registered Apprenticeship sponsor; Letter of Intent due Friday, October 23, 2026 by 12:00 pm, application due Friday, October 30, 2026 by 12:00 pm.
- Amount
- Funding Amount: $3,000,000.00
- When
- Apply by Oct 23 · closing soon
Who can apply
This competitive grant opportunity is open to the following entities: Any employer based in New Jersey or with a New Jersey presence; Workforce Intermediary Sponsors; Employer / Trade Associations; Any labor organization which represents workers in the occupation for which the apprentices will be trained; Labor/Management Partnership (public or private); New Jersey Local Education Agency (LEA); Public vocational schools within New Jersey; Public high schools within New Jersey; Two- and four-year institutions of higher education; Public or private non-profit organizations; Business or trade organizations representing a particular trade, group of trades, contractors or employers; Community-based organizations; New Jersey local Workforce Development Boards; Economic development organizations; State, Local, County governments within New Jersey; Faith-based organizations; and Any other private educational or training entity that is on the Eligible Training Provider List (ETPL).
GrantNJ · statewide
Small Business Transportation Technical Assistance Center (SBTTAC) — Region 1 operator
USDOT will award one cooperative agreement of $377,016.67 to a nonprofit organization that will establish and operate the Region 1 Small Business Transportation Technical Assistance Center, which helps small businesses in Connecticut, Delaware, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, and Vermont compete for transportation contracts. Chambers of commerce, trade associations, community-based organizations and colleges with transportation-contracting expertise and an office in the region can apply on Grants.gov by 11:59 PM EST on October 31, 2026. A 15% cost share is required.
- Amount
- The total funding to be awarded across the six regions is $2.3 million. Region 1 will be awarded $377,016.67.
- When
- Apply by Oct 31
Match required
Who can apply
To be eligible for this Cooperative Agreement, an applicant must be an established nonprofit, community-based organization, transportation-related trade association, chamber of commerce, college or university, community college, faith-based institution; Historically Black College or Universities (HBCUs), or any other transportation-related nonprofit organization that has the documented experience and capacity necessary to operate and administer a coordinated delivery system that prepares small businesses to compete for transportation-related contracts.Quoted from apply07.grants.gov →
See all 9Show fewer
GrantNJ · statewide
Growing Apprenticeship in Nontraditional Sectors (GAINS) — FY2027 Round 1
NJ employers, trade and business associations, economic development organizations, nonprofits, community organizations, schools, colleges and governments can apply for FY2027 GAINS Round 1 funding ($6,000,000 available; maximum cost per head $12,000 per apprentice) to develop new or expand existing USDOL-approved Registered Apprenticeship programs; Letter of Intent due no later than noon Friday, November 27, 2026, application due no later than noon Friday, December 4, 2026.
- Amount
- Funding Amount: $6,000,000.00; maximum cost per head of $12,000 (NGO §D)
- When
- Apply by Nov 27
Who can apply
This competitive grant opportunity is open to the following entities who are developing new, or building upon existing Registered Apprenticeship programs: Any employer based in New Jersey or with a New Jersey presence; Workforce Intermediary Sponsors Employer / Trade Associations; Any labor organization which represents workers in the occupation for which the apprentices will be trained; Labor/Management Partnership (public or private); New Jersey Local Education Agency (LEA); Public vocational schools within New Jersey; Two- and four-year institutions of higher education; Public or private non-profit organizations; Business or trade organizations representing a particular trade, group of trades, contractors or employers; Community-based organizations; New Jersey local Workforce Development Boards; Economic development organizations; State, Local, County governments within New Jersey; Faith-based organizations; and Any other private educational or training entity that is on the Eligible Training Provider List (ETPL).
GrantNJ · statewide
EDA Planning and Local Technical Assistance — Philadelphia Regional Office (FY 2021–2023 NOFO)
EDA grants for economic development planning and local technical assistance (such as feasibility studies, impact analyses, disaster resiliency plans and project planning) in economically distressed areas, handled by EDA's Philadelphia Regional Office. Award ceiling $300,000; cost share required; applications accepted on a continuing basis through EDA's EDGE portal.
- Amount
- Grants.gov: Award Ceiling $300,000; Award Floor $0
- When
- Rolling, apply any time
Match required
Who can apply
Pursuant to section 3 of the Public Works and Economic Development Act of 1965 (42 U.S.C. § 3122) (PWEDA) and EDA’s regulation at 13 C.F.R. § 300.3, the following types of entities are eligible to receive funding assistance from EDA: 1. District Organizations (as defined in 13 C.F.R. § 300.3); 2. Indian Tribes or a consortium of Indian Tribes; 3. States, cities, or other political subdivisions of a State, including a special purpose unit of a State or local government engaged in economic or infrastructure development activities, or a consortium of political subdivisions; 4. Institutions of higher education or a consortium of institutions of higher education; or 5. Public or private non-profit organizations or associations acting in cooperation with officials of a political subdivision of a State.
GrantNational
EDA Public Works and Economic Adjustment Assistance (FY 2025 PWEAA NOFO)
EDA grants for public works infrastructure and economic adjustment projects that support economic development in distressed communities and regions. Awards from $100,000 up to $30,000,000; cost share required; applications accepted on an ongoing basis through EDA's EDGE portal.
- Amount
- Grants.gov: Award Ceiling $30,000,000; Award Floor $100,000
- When
- Rolling, apply any time
Match required
Who can apply
Pursuant to Section 3(4) of PWEDA (42 U.S.C. § 3122(4)(a)) and 13 C.F.R. § 300.3 (Eligible Recipient), eligible applicants for EDA financial assistance under the Public Works and EAA programs include a(n): (i) District Organization of an EDA-designated Economic Development District; (ii) Indian Tribe or a consortium of Indian Tribes; (iii) State, county, city, or other political subdivision of a State, including a special purpose unit of a State or local government engaged in economic or infrastructure development activities, or a consortium of political subdivisions; (iv) institution of higher education or a consortium of institutions of higher education; or (v) public or private non-profit organization or association acting in cooperation with officials of a political subdivision of a State. Individuals and for-profit entities are not eligible for funding under this NOFO.
GrantNational
EDA Disaster Supplemental (FY 2025 NOFO)
EDA grants for long-term economic recovery projects in areas with a Presidential major disaster declaration for natural disasters in calendar years 2023 and 2024. Award ceiling $50,000,000; cost share required; applications accepted on a rolling basis until funds are exhausted or the NOFO is replaced or canceled.
- Amount
- Grants.gov: Award Ceiling $50,000,000; Award Floor $0; Estimated Total Program Funding $1,447,000,000
- When
- Rolling, apply any time
Match required
Who can apply
Eligible applicants under the FY25 Disaster program include a(n): District organization of an EDA-designated Economic Development District (EDD); Indian tribe or a consortium of Indian tribes; State, county, city, or other political subdivision of a state, including a special purpose unit of a state or local government engaged in economic or infrastructure development activities, or a consortium of political subdivisions, institution of higher education or a consortium of institutions of higher education; public or private nonprofit organization or association acting in cooperation with officials of a political subdivision of a state; an economic development organization; or a public-private partnership for public infrastructure. EDA is not authorized to provide grants or cooperative agreements to individuals or for-profit entities under this NOFO. Applications from individuals or for-profit entities will not be considered for funding.
GrantNational
EDA Disaster Supplemental (FY 2023 NOFO)
EDA grants for long-term economic recovery projects in areas with a Presidential major disaster declaration for natural disasters in calendar years 2021 and 2022. Award ceiling $30,000,000; cost share required; applications accepted on a rolling basis until funds are exhausted or the NOFO is replaced or canceled.
- Amount
- Grants.gov: Award Ceiling $30,000,000; Award Floor $0; Estimated Total Program Funding $483,000,000
- When
- Rolling, apply any time
Match required
Who can apply
District Organization; Indian Tribe or a consortium of Indian Tribes; State, county, city, or other political subdivision of a State, including a special purpose unit of a State or local government engaged in economic or infrastructure development activities, or a consortium of political subdivisions; Institution of higher education or a consortium of institutions of higher education; or Public or private non-profit organization or association acting in cooperation with officials of a political subdivision of a State. The project of an eligible applicant must be able to meet area eligibility requirements to be considered for funding under this Disaster Supplemental NOFO. Such eligibility is predicated upon the project being located in or primarily serving one or more communities impacted by Hurricanes Ian and Fiona, and of wildfires, flooding, and other natural disasters occurring in calendar years 2021 and 2022. More specifically, consistent with 13 C.F.R. parts 301 and 307, EDA will determine area eligibility pursuant to the applicable Federal disaster declaration under the Stafford Act, and the Federal Emergency Management Agency (FEMA) designation of areas as eligible for public assistance or individual assistance due to the declared disasters listed on FEMA’s website (www.fema.gov/disaster/). For construction projects (including design and engineering), the project must be located within an eligible county. For non-construction projects, the project’s scope of work must primarily benefit eligible counties, and stakeholders representing those eligible counties must be directly engaged in the project.
GrantNJ · statewide
UPSKILL: NJ Incumbent Worker Training Grant — FY2027 Round 2
Up to 50% reimbursement (max $250,000 per round; $3,500,000 per round) for New Jersey employers — or employer organizations, chambers-type business organizations and training providers serving an industry consortium — to train current full-time frontline employees; Round 2 Letter of Intent due January 8, 2027 at 12:00 noon, IGX registration by January 22, 2027, application due February 24, 2027 at 12:00 noon.
- Amount
- There will be two Rounds with $3,500,000 being awarded per Round. Single Employers and Consortiums may qualify for a maximum of $250,000 per round, depending on the number of trainees.
- When
- Opening soon
Match required
Who can apply
The grant program is open to the following New Jersey applicants: Single employers seeking to train their employees in skills needed for jobs in all industry sectors. Employees are required to have been working full-time with the employer for at least six months. An employer organization, labor organization, community-based organization, or faith-based organization; secondary (middle school and high school), post-secondary school (public and private colleges, universities, technical schools, and vocational schools that offer certificates, diplomas, or degrees) or a training provider seeking to meet the collective training needs of an industry-specific consortium of employers for jobs in all industry sectors. Government and Public entities.Quoted from nj.gov →
Retired programs (3) — still listed on many chamber sites; don’t send members here
- Fast Break for Small BusinessEnded
Fast Break for Small Business, run by LegalZoom and Accion Opportunity Fund, ended after its final round in 2024. It is no longer accepting applications.
Official page: Fast Break for Small Business - FedEx Small Business Grant ContestEnded
FedEx retired its Small Business Grants Program, which ran from 2012 through 2024. Lists that still show it are out of date.
Official page: FedEx Small Business Grant Contest - T-Mobile Hometown GrantsEnded
T-Mobile's Hometown Grants, up to $50,000 for projects in towns under 50,000 people, ended with its final 26 recipients announced June 25, 2026. It is no longer accepting applications.
Official page: T-Mobile Hometown Grants
Events
Coming up
From Bridgeton Area Chamber of Commerce - Cumberland Grows's own website.
Your market
1,279 businesses in the Bridgeton area. 207 are members.
Every business in the area Bridgeton Area Chamber of Commerce - Cumberland Grows serves, ranked by how likely it is to join. Updated every week from public business listings.
1,279Businesses in your area
207Members
4Strong prospects
0New this month
Who to reach out to this week
Where membership is thin
- Nursery and gardening store2 of 41
- Farm2 of 37
- Automotive repair1 of 30
- Auto dealer3 of 27
- Used auto dealer0 of 25
Claim this chamber to see all 983 businesses and who to call this week.
Get the free Weekly Brief →Ready to post
Here's what this looks like, ready to post
A recent Bridgeton Area Chamber of Commerce - Cumberland Grows member story, as a post in your colors.
Award & honor
Bridgeton Public Schools
Bridgeton School District Wins Cream of the Crop Award
Bridgeton School District Wins Cream of the Crop Award
South Jersey Media · Oct 5, 2026- In Bridgeton Area Chamber of Commerce - Cumberland Grows's colors, with your logo.
- Every fact checked against the article, the source always attached.
- The caption and hashtags written for you: copy, download, post.
- Nothing goes out without your click.
Work at Bridgeton Area Chamber of Commerce - Cumberland Grows?
Get your free Weekly Brief every Monday: every member story we find, ready to post; the new businesses to invite; and the opportunities your members need to know about.
Our sources
Where we found your members' news
The outlets behind the stories on this page. We read local and statewide news for Bridgeton Area Chamber of Commerce - Cumberland Grows's towns every 15 minutes.
- South Jersey Media
Membership at a glance
207 businesses in the directory we track.
Top categories
- Government13
- Carlls corner area13
- Community organizations9
- Manufacturing & production8
- Banking8
- Accountants5
- Education5
- Agriculture4
Top towns
- Bridgeton99
- Vineland15
- Millville8
- Upper Deerfield2
- Pittsgrove2
- Seabrook1
- Newport1
- Pennsville1
From the chamber’s public member directory, last checked Oct 14, 2026.
About Bridgeton Area Chamber of Commerce - Cumberland Grows
Hometown Heart, With a Global Reach
The Bridgeton Area Chamber of Commerce is a not-for-profit, private business corporation formed in 1890's. The Chamber serves as the region's leading business advocate and assists in retention and expansion of existing businesses and in the attraction of new businesses. CumberlandGrows.com is a joint project of the Bridgeton Area Chamber of Commerce and the Cumberland Development Corp. Mission: To serve as the region's leading business advocate, promote education, communication, cooperation and commerce among its members in order to strengthen their organizations.Read more
- Service area
- Western and Southern Cumberland County, and Other Nearby Areas. All are welcome.
- County
- Cumberland
- Signature events
Join this chamber ↗Events calendar ↗Newsletter signup ↗FacebookLinkedInInstagram
From cumberlandgrows.com, read Sep 23, 2026
Other chambers in New Jersey
- Statewide Hispanic Chamber of Commerce of New Jersey4,048 members
- Chamber of Commerce Southern New Jersey1,344 members
- Princeton Mercer Regional Chamber of Commerce955 members
- Cape May County Chamber of Commerce895 members
- Meadowlands Regional Chamber835 members
- Morris County Chamber of Commerce659 members