SBA disaster loanNM · disaster area
SBA Offers Relief to New Mexico Small Businesses and Private Nonprofits Affected by Drought (NM-20022)
U.S. Small Business Administration (SBA)
Small businesses and private nonprofits in the declared counties with economic losses from drought beginning Nov. 1, 2025 can apply for SBA Economic Injury Disaster Loans (up to $2 million; agricultural producers, farmers and ranchers are not eligible except aquaculture). Economic injury applications are due December 10, 2026; covered counties include Colorado: Archuleta, Conejos, Costilla, La Plata, Montezuma; Texas: Andrews, Cochran, Culberson, El Paso, Gaines, Hudspeth, Loving, Reeves, Winkler, Yoakum.
- Amount
- The loan amount can be up to $2 million with interest rates as low as 4% for small businesses and 3.625% for PNPs with terms of up to 30 years.
- When
- Apply by Dec 10
Ag-related
Who can apply
Under this declaration, SBA’s Economic Injury Disaster Loan (EIDL) program is available to small businesses, small agricultural cooperatives, nurseries, and PNPs — including faith‑based organizations — with financial losses directly related to the disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for small aquaculture enterprises.
Quoted from the official page.
TrainingNational
Goldman Sachs 10,000 Small Businesses – business education program
Goldman Sachs Foundation (10,000 Small Businesses)
Business education program for established small business owners, run in local in-person cohorts and a national online cohort. Applicants should be an owner or co-owner of a business operating at least two years, with revenue of $75,000 or more in one of the past two fiscal years and at least two employees including the owner. Applications are due about three months before a cohort starts: apply by October 2026 for the February–May 2027 national cohort.
- When
- Open now
Who can apply
Does your business have revenue of $75K or more in one of the past two fiscal years?
Quoted from the official page.
GrantNational
R4R Mitigation Grant – $5,000 for pre-disaster projects (Fall 2026)
U.S. Chamber of Commerce Foundation
New for fall 2026: small businesses that take a 15–30 minute disaster resilience course on Verizon's Small Business Digital Ready platform between September 29 and November 15 become eligible to apply for a $5,000 grant for a pre-disaster mitigation project at their business.
- Amount
- a $5,000 Mitigation Grant supporting pre-disaster mitigation projects at your business
- When
- Apply by Nov 15
Who can apply
Between September 29 and November 15, take a 15-30 minute small business disaster resilience course on Verizon's Small Business Digital Ready platform to become eligible to apply for a $5,000 Mitigation Grant supporting pre-disaster mitigation projects at your business.
Quoted from the official page.
GrantNational
Walmart Spark Good Local Grants
Walmart
Walmart stores, Sam's Clubs and distribution centers give local grants of $250 to $5,000 to 501(c)(3) charities, schools, government entities and faith-based community projects in their service area. The current cycle runs August 1 to November 30; chambers (501(c)(6)) are not eligible.
- Amount
- Grant amounts range from $250 to $5,000.
- When
- Apply by Nov 30
Who can apply
Eligible entities must be a: 501(c)(3) public charity: [...] Government entity (non-501(c)(3)): [...] School: [...] Church or other faith-based organization with a proposed project that benefits the community at large [...] Note: Non-charities, including but not limited to organizations such as 501(c)(4)s, (c)(6)s, and (c)(19)s like homeowner’s associations, civic leagues, or volunteer fire companies, are not eligible.
Quoted from the official page.
AcceleratorNational
Tory Burch Foundation Fellows Program
Tory Burch Foundation
The Tory Burch Foundation Fellows Program is a year-long fellowship for women-owned businesses with at least $75,000 in annual revenue, including a $2,000 education grant. Applications for the 2027 cohort are open September 22 to November 17, 2026, and applying is free.
- Amount
- $2,000 education grant (FAQ)
- When
- Apply by Nov 17
Majority (51% or more) owned and controlled by womenA woman entrepreneur who owns the largest or equally largest stake in a qualifying business
Who can apply
For profit, from any industry; Majority (51% or more) owned and controlled by women; Generating minimum of $75,000 annually. There is no maximum revenue requirement.; Formed under United States law and operating in the United States
Quoted from the official page.
GrantNational
HerRise MicroGrant
HerSuiteSpot
HerSuiteSpot's HerRise MicroGrant funds women-owned US businesses with under $1 million in revenue; each month's applications close on the last day of the month. There is a $15 application fee.
- When
- Open now
Contest$15 feeWomen-owned business
Who can apply
Women-owned business; Businesses currently registered in the US; Less than $1 million in gross revenue; Non-profits, franchise, direct seller, authorized reseller or independent consultant not eligible
Quoted from the official page.
GrantNational
Galaxy Grants
Hidden Star
Hidden Star's Galaxy Grant awards $2,500 and is free to apply. The current deadline is October 31, 2026, with winners announced the following week.
- Amount
- $2,500 Galaxy Grant – FREE to Apply!
- When
- Apply by Oct 31
Contestsupporting women & minority business owners
Who can apply
Each of these contests will be separate and are open only to persons over 18 years of age and who has set up any free or paid Galaxy of Stars membership account prior to or concurrent with entering or participating in the contest.
Quoted from galaxyofstars.org →GrantNational
Amber Grants
WomensNet
WomensNet awards three $10,000 Amber Grants to women-owned businesses every month, and three $50,000 grants at year end. Each month's entry period ends on the last day of the month; there is a $15 application fee with a fee waiver on request.
- Amount
- Each month, three (3) $10,000 Amber Grants will be awarded. [...] three (3) of the monthly winners will receive an additional $50,000 Year-End Grant.
- When
- Open now
Contest$15 feewomen (18 years or older) who own at least 50% of a business
Who can apply
Open to women (18 years or older) who own at least 50% of a business based in the United States or Canada. Eligible businesses include pre-revenue ventures, idea-stage startups, and revenue-generating nonprofit organizations. Nonprofits whose primary activity is charitable giving are not eligible.
Quoted from ambergrantsforwomen.com →GrantNational
Verizon Small Business Digital Ready $10,000 national grant
Verizon
Verizon and LISC select 10 small businesses each month from June through December 2026 for $10,000 grants. Owners unlock the one-time application by completing two free Digital Ready courses or events in 2026.
- Amount
- 10 small businesses will be selected for grants each month [...] $10,000 grants
- When
- Open now
Random drawingContest
Who can apply
Owners of for-profit small businesses based in the United States, Puerto Rico, or the U.S. Virgin Islands who are 18 or older may apply. Owners of multiple businesses may apply for one business only.
Quoted from the official page.
GrantNational
Freed Fellowship Grant
Freed Fellowship LLC
Freed Fellowship picks one US small business owner each month for a $500 grant, and Fellows are considered for a $2,500 year-end grant. Applications are rolling and cost $19.
- Amount
- Each month we select one Freed Fellow as the recipient of a $500 no-strings-attached grant. Fellows are then considered for our $2,500 year-end grant.
- When
- Rolling, apply any time
Contest$19 fee
Who can apply
Any micro or small business owner in the US is eligible. We especially encourage women, minorities and others considered underrepresented or overlooked to apply.
Quoted from the official page.
GrantNational
NASE Growth Grants
National Association for the Self-Employed
NASE gives members grants of up to $4,000 for specific business needs such as marketing, hiring or equipment. Applications are accepted year-round and reviewed quarterly; NASE membership is required.
- Amount
- Apply for a business development grant from the NASE worth up to $4,000!
- When
- Rolling, apply any time
Membership required
Who can apply
To be eligible, the applicant must be a member in good standing at the time of application and must maintain such good standing continuously through the date on which the award is conferred.
Quoted from the official page.
GrantNM · statewide
Outdoor Equity Fund
New Mexico Economic Development Department
Grants for outdoor programs that connect New Mexico youth, especially in rural, Indigenous and underserved communities, with the outdoors, open to nonprofits, tribes, local governments and public schools and colleges. Round 2 applications for both tiers open February 1-26, 2027 (Tier 2 grants of $41,001-$100,000 need a letter of interest January 1-12, 2027).
- Amount
- A new Tier 2 funding category has been announced for FY 27, offering grants from $41,001–$100,000 for high-impact youth outdoor programs.
- When
- Opens in February 2027
Nonprofits only
Who can apply
The Outdoor Equity Fund is open to a wide range of public and nonprofit entities in New Mexico, including:
Quoted from the official page.
GrantNM · statewide
Tourism Event Growth & Sustainability Program (TEGS)
New Mexico Tourism Department
Technical assistance, 2:1 matched event marketing and sponsorships of up to $50,000 (by attendance tier) for New Mexico tourism events that drive out-of-state or overnight travel, open to tourism nonprofits, for-profit organizations, and local and tribal governments. The FY27 round closed April 7, 2026; the program has run annual rounds each spring since FY23.
- Amount
- Provides up to $50,000 in sponsorship from NMTD, based on event size, and provides the opportunity to co-brand event with New Mexico True.
- When
- Expected to open in March 2027
Apply via a partnerMatch required
Who can apply
All eligible entities must have a fiscal agent - Municipalities, counties, and tribal governments may serve as their own fiscal agent. For-profit and some nonprofit applicants must partner with a government entity to serve as their fiscal agent.
Quoted from the official page.
GrantNM · statewide
Creative Industries Business Development & Expansion Grant
New Mexico Economic Development Department
Grants of up to $25,000 for for-profit New Mexico creative businesses (arts, media, design, marketing, software, crafts and culinary arts, but not film) with at least three years of operation, for equipment, marketing, inventory, technology and small improvements. The FY27 application period is December 1-31, 2026; sole proprietors are not eligible.
- Amount
- Anticipated awards up to $25,000, subject to change.
- When
- Opens in December
Who can apply
This grant is available to for-profit, legal entities only. Secretary-of-State data must show a minimum of three years of history prior to application opening date. Sole-proprietor applications are not accepted.
Quoted from the official page.
AcceleratorNational
Cultivate Small Business
Santander US
Santander's free Cultivate Small Business program gives early-stage food businesses a 12-week curriculum, mentorship and capital grants. Applications for the spring cohort are accepted November through January.
- Amount
- capital grants
- When
- Opens in November
Who can apply
In operation for at least one year; Are working full time in the business and have fewer than 10 total full-time equivalent employees; Revenues between $25,000 and $1,000,000 in the last calendar year; Located in the United States
Quoted from the official page.
LoanNM · statewide
Ascendus Business Term Loan
Ascendus
Ascendus, a nonprofit CDFI lender, offers small business term loans of up to $100,000 to owners who need money to grow their business, available to businesses nationwide except in Vermont.
- Amount
- For small business owners who need money to grow their business, Ascendus offers loans up to $100,000.
- When
- Rolling, apply any time
Who can apply
For small business owners who need money to grow their business, Ascendus offers loans up to $100,000. Qualified businesses will be located nationwide, except in Vermont.
Quoted from the official page.
LoanNM · statewide
Prestamos CDFI Small Business Loans
Prestamos CDFI
Prestamos CDFI offers small business loans in various sizes to startups and new and existing small businesses in Arizona, Nevada, California, Texas and New Mexico.
- Amount
- Small Business Loans are available in various sizes
- When
- Rolling, apply any time
Who can apply
Available wherever we do business: Arizona, Nevada, California, Texas and New Mexico
Quoted from the official page.
LoanNM · statewide
DreamSpring Small Business Loan
DreamSpring
DreamSpring, a nonprofit CDFI, makes small business loans of $1,000 to $250,000 (24-72 month terms, fixed rate) to startups and existing businesses in 27 states for equipment, inventory, leasehold improvements, supplies, vehicles and working capital.
- Amount
- DreamSpring small business loans range from $1,000 to $250,000 with a term of 24-72 months and a fixed interest rate .
- When
- Rolling, apply any time
Who can apply
Whether you’re a startup entrepreneur or existing small business owner, DreamSpring small business loans are designed to fit your business needs.
Quoted from the official page.
LoanNM · statewide
Accion Opportunity Fund Small Business Term Loan
Accion Opportunity Fund
Accion Opportunity Fund, a national nonprofit CDFI, offers small business term loans up to $250,000 with repayment terms up to 36 months for businesses with at least 2 years in business and $300,000+ in annual sales.
- Amount
- Loans up to $250k
- When
- Rolling, apply any time
Who can apply
Must be at least 18 years or older Minimum 2 years in business $300,000+ in annual sales 20% ownership of business All shareholders must be either a US citizen or permanent resident
Quoted from the official page.
0% loanNM · statewide
Kiva U.S. 0% interest loans
Kiva
Kiva U.S. offers crowdfunded 0% interest loans of $1,000 to $15,000 for U.S. small business owners, with no fees, no collateral and no minimum credit score. Borrowers first invite friends, family and others to lend during a private fundraising period, then crowdfund publicly on Kiva; businesses in Nevada and North Dakota are not accepted.
- Amount
- you can qualify for a no-interest, no-fee, and no-collateral loan between $1,000-$15,000.
- When
- Rolling, apply any time
Who can apply
Your business must be registered within the United States, and you must physically reside in the United States, in order to be eligible for a Kiva U.S. loan.
Quoted from kiva.org →Technical assistanceNM · statewide
New Mexico SBDC — no-cost business advising
New Mexico SBDC
New Mexico SBDCs offer confidential, no-cost business counseling for New Mexicans starting or growing a business; complete the online Request for Counseling to be matched with a local center.
- When
- Rolling, apply any time
Who can apply
New Mexico SBDCs offer access to confidential, no-cost professional business counseling for New Mexicans who want to grow their business.
Quoted from the official page.
LoanNM · statewide
New Mexico Collateral Assistance Program (CAP) 2.0
New Mexico Economic Development Department
EDD pledges cash collateral of up to 50% of principal (maximum $250,000 on loans up to $500,000) so that participating banks and CDFIs can make under-collateralized loans to New Mexico small businesses with 750 or fewer employees. The borrower applies for the loan through a CAP-approved lender, which requests the support from EDD.
- Amount
- $500,000 max loan supported — maximum $250,000 CAP amount
- When
- Rolling, apply any time
Apply via a partner
Who can apply
To support business growth in New Mexico and to create and retain jobs, EDD encourages banks and other financial institutions to make loans to small businesses in underserved markets. EDD can pledge cash to cover a collateral shortfall of a loan to enable financing that otherwise might not be available to a small business.
Quoted from the official page.
Disaster helpNational
Small Business Readiness for Resiliency (R4R) – $5,000 disaster recovery grant
U.S. Chamber of Commerce Foundation
Small businesses with 500 or fewer employees register in advance by completing a free five-minute preparedness checklist; if their county later comes under a state emergency or disaster declaration and they have at least $5,000 in uncovered losses, they can apply for a $5,000 recovery grant. Nonprofits are not funded.
- Amount
- Selected businesses receive $5,000 and must document at least $5,000 in disaster-related losses.
- When
- Rolling, apply any time
Who can apply
500 employees or fewer Complete the free checklist (5 minutes) Located in the U.S. or territories (includes Puerto Rico, Guam, Virgin Islands, etc.)
Quoted from the official page.
Technical assistanceNational
APEX Accelerators — no-cost government contracting help
Department of War Office of Small Business Programs (APEX Accelerators)
APEX Accelerators (the program formerly known as the Procurement Technical Assistance Program), supported by the Department of War's Office of Small Business Programs, offer no-cost guidance and one-on-one help for businesses entering or growing in federal, state and local government contracting, through more than 300 offices nationwide. Use the service-area locator to find your local office.
- When
- Rolling, apply any time
Who can apply
The APEX Accelerators program provides the education and training to ensure that all businesses become capable of participating in federal, state, and local government contracts.
Quoted from apexaccelerators.us →Technical assistanceNational
SCORE — free business mentoring
SCORE
SCORE offers free, confidential mentoring, for the life of your business, to any aspiring or established owner of a U.S.-based business, in all industries and stages; nonprofits are also served. Enter your ZIP code on the page to be matched with a mentor.
- When
- Rolling, apply any time
Who can apply
SCORE mentoring is a free service offered to any aspiring or established owners of a U.S.-based business.
Quoted from the official page.
LoanNM · statewide
B:Side Fund Direct Small Business Loans
B:Side Fund
B:Side Fund makes direct small business loans of $10,000-$150,000 in Colorado ($10,000-$75,000 in New Mexico) at fixed rates up to 10% over 3-5 years to for-profit businesses operating 6+ months, for working capital, refinancing, inventory and equipment.
- Amount
- Loan Amounts $10,000-$150,000 (Colorado) | $10,000-$75,000 (New Mexico)
- When
- Rolling, apply any time
Fee
Who can apply
Direct small business loans for early to established businesses seeking working capital, debt refinance, or equipment purchases in Colorado and New Mexico.
Quoted from the official page.
LoanNM · statewide
WESST Small Business Loans
WESST
WESST, a New Mexico SBA microlender, makes start-up and existing-business loans of $500 to $50,000 at fixed rates of 0% to 9% (up to 5 years), paired with required ongoing consulting.
- Amount
- Loans range from $500 to $50,000 for Small Businesses.
- When
- Rolling, apply any time
Fee
Who can apply
WESST is one of three SBA micro-lenders in New Mexico that provide loans to small business owners who might not qualify for traditional bank loans. We offer both start-up loans for new businesses and loans to existing businesses.
Quoted from the official page.
LoanNM · statewide
The Loan Fund Microloans
New Mexico Community Development Loan Fund (The Loan Fund)
The Loan Fund makes microloans of $500 to $50,000 (up to 6 years) to emerging New Mexico businesses and entrepreneurs for start-up costs, working capital, inventory, improvements and small equipment, with free technical assistance.
- Amount
- Loan amounts from $500 to $50,000
- When
- Rolling, apply any time
Fee
Who can apply
Perfect for small-scale financing needs, equipment purchases, and working capital for emerging businesses and entrepreneurs.
Quoted from the official page.
LoanNational
LiftFund Small Business Loans
LiftFund, Inc.
LiftFund, a nonprofit CDFI, makes small business loans for working capital, equipment, inventory, leasehold improvements, vehicles and commercial real estate to startups and existing businesses, including owners with limited credit, collateral or experience.
- Amount
- financing options can range from $500 to $1 Million
- When
- Rolling, apply any time
Fee
Who can apply
Whether you have limited credit, collateral or experience, we’ll work with you to find funding that allows you to build your credit and improve your finances. LiftFund offers small business loans to entrepreneurs nationwide.
Quoted from the official page.
