Member event
Bay County Chamber of Commerce
Panama City, FL · 1,091 members
panamacity.org ↗Member directory ↗
This month21 member stories7 new businesses5 new members
Member news
Members in the news
News about Bay County Chamber of Commerce's members from local outlets, checked against the article. Every story links to the source.
Giving back
The Salvation Army · Panama City
Salvation Army provides meals, water to Panhandle residents after Hurricane Isaias ↗Member event
Kaleidoscope Theatre
Kaleidoscope Theatre brings Stephen King's Misery to the Lynn Haven stage ↗+18 more in the last 60 days — get your free weekly brief to see them all →
New members
Welcome, new members
Businesses that joined Bay County Chamber of Commerce in the last 30 days, from its public member directory.
- Fortified Structural Solutions
- Splash Pools of NWFL
- Veda Boutique /Ethan Salyer Luxuries
- City of Panama City
- UF/IFAS Extension Bay County
Funding & programs
Opportunities
32 open for members · 5 for the chamber · 1 new this week · 1 closing soon
GrantFL · statewide
Florida Disaster Fund – Hurricane Helene and/or Milton Recovery Grant (Round 2)
Grants of $25,000 to $100,000 (about $1.2 million in total) for nonprofits, long-term recovery groups and local governments helping survivors recover from Hurricanes Helene and Milton in Florida counties that received a federal Individual Assistance declaration. A 50% match (cash, in-kind or volunteer hours) is required. Applications are due through Blackbaud by 5:00 PM EDT on October 16, 2026.
- Amount
- Applicants may request grant funding in an amount from $25,000 to $100,000.
- When
- Apply by Oct 16 · closing soon
Match required
Who can apply
Volunteer Florida Foundation will be accepting applications from nonprofit or governmental entities to support survivor recovery in communities that were impacted by the Hurricanes Helene (DR-4828-FL) and Milton (DR-4834-FL) and that received a federal declaration for Individual Assistance.
GrantFL · statewide
SelectFlorida – Target Sector Trade Show Grants
Reimbursement grants that help Florida small and mid-sized manufacturers and professional-service firms exhibit at overseas trade shows on SelectFlorida's event calendar. Award amounts are set per event and given first come, first served, subject to available funding; a 25% event deposit is normally required.
- Amount
- The grant award amounts are specific to each trade event and are available on a first come first served basis.
- When
- Open now
Who can apply
SelectFlorida offers reimbursable Target Sector Trade Show Grants to help Florida small to medium-sized companies generate or increase their export sales overseas.
GrantFL · statewide
SelectFlorida – Export Marketing Plan grant
A customized export marketing plan, written by a Florida SBDC international trade specialist, for Florida manufacturers and service providers that are new or infrequent exporters. The company pays $500 and SelectFlorida pays the remaining $4,500. Recommended for firms with five or more full-time employees and $500,000 to $10 million in annual sales.
- Amount
- Grant recipient pays $500 to FSBDCN directly and SelectFlorida pays FSBDCN $4,500.
- When
- Open now
Match required
Who can apply
offers qualified Florida manufacturers and services providers the development of a customized Export Marketing Plan to identify overseas growth strategies for the company.
See all 33Show fewer
TrainingFL · statewide
Quick Response Training (QRT) Grant (2026-27)
Reimburses new and expanding Florida businesses in qualified targeted industries for customized skills training of new full-time employees hired into newly created jobs. Applications need endorsement letters from the local economic development organization and the local workforce development board.
- Amount
- Fiscal Year 2026-2027 (July 1-June 30) $7.5 Million.
- When
- Open now
Who can apply
Available only to new and expanding companies in Florida’s booming business market, Quick Response Training provides funds to create specialized training specifically for your high-skill industry.
TrainingFL · statewide
Incumbent Worker Training (IWT) Grant (2026-27)
Reimburses Florida for-profit companies (and hospitals) for up to 50% of pre-approved training costs for current full-time employees, and up to 75% for some, such as companies with 25 or fewer employees or in rural or distressed areas. The maximum is $100,000 per company; retail establishments and most nonprofits are not eligible.
- Amount
- The maximum amount is $100,000 per grant per company.
- When
- Open now
Match required
Who can apply
The program provides grants for continuing education and training of current full-time employees at Florida companies.
SBA disaster loanFL · disaster area
SBA Offers Disaster Relief to Florida Small Businesses and Private Nonprofits Affected by Adverse Weather: FL-20038 (Freeze, Frost, and Ice)
Small businesses and private nonprofits in the declared counties with economic losses from freeze, frost, and ice (Jan. 23 – Feb. 5) can apply for SBA Economic Injury Disaster Loans (up to $2 million; agricultural producers, farmers and ranchers are not eligible except aquaculture). Economic injury applications are due December 1, 2026; covered counties include Florida: Bay, Holmes, Washington, Calhoun, Gulf, Jackson, Walton; Alabama: Geneva.
- Amount
- The loan amount can be up to $2 million with interest rates as low as 4% for small businesses and 3.625% for PNPs, with terms up to 30 years.
- When
- Apply by Dec 1
Ag-related
Who can apply
Under this declaration, the SBA’s Economic Injury Disaster Loan (EIDL) program is available to eligible small businesses, small agricultural cooperatives, nurseries, and PNPs — including faith- based organizations — with financial losses directly related to this disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for aquaculture enterprises.
Official page: SBA Offers Disaster Relief to Florida Small Businesses and Private Nonprofits Affected by Adverse Weather: FL-20038 (Freeze, Frost, and Ice)Apply: SBA Offers Disaster Relief to Florida Small Businesses and Private Nonprofits Affected by Adverse Weather: FL-20038 (Freeze, Frost, and Ice)
SBA disaster loanFL · disaster area
SBA Offers Disaster Relief to Florida Small Businesses and Private Nonprofits Affected by Drought (FL-20041)
Small businesses and private nonprofits in the declared counties with economic losses from drought beginning on Dec. 1, 2025 can apply for SBA Economic Injury Disaster Loans (up to $2 million; agricultural producers, farmers and ranchers are not eligible except aquaculture). Economic injury applications are due December 10, 2026; covered counties include Florida: 67 counties; Alabama: Covington, Escambia, Geneva, Houston.
- Amount
- The loan amount can be up to $2 million with interest rates as low as 4% for small businesses and 3.625% for PNPs, with terms of up to 30 years.
- When
- Apply by Dec 10
Ag-related
Who can apply
Under this declaration, the SBA’s Economic Injury Disaster Loan (EIDL) program is available to eligible small businesses, small agricultural cooperatives, nurseries, and PNPs — including faith-based organizations — with financial losses directly related to this disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for aquaculture enterprises.
SBA disaster loanFL · disaster area
SBA Offers Disaster Relief to Florida Small Businesses and Private Nonprofits Affected by Freeze, Frost and Ice (FL-20036)
Small businesses and private nonprofits in the declared counties with economic losses from freeze, frost and ice occurring Jan. 23 – Feb. 5 can apply for SBA Economic Injury Disaster Loans (up to $2 million; agricultural producers, farmers and ranchers are not eligible except aquaculture). Economic injury applications are due November 4, 2026; covered counties include Florida: 22 counties; Alabama: Geneva, Houston.
- Amount
- The loan amount can be up to $2 million with interest rates as low as 4% for small businesses and 3.625% for PNPs, with terms up to 30 years.
- When
- Apply by Nov 4
Ag-related
Who can apply
Under this declaration, the SBA’s Economic Injury Disaster Loan (EIDL) program is available to eligible small businesses, small agricultural cooperatives, nurseries, and PNPs with financial losses directly related to this disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for aquaculture enterprises.
GrantNational
R4R Mitigation Grant – $5,000 for pre-disaster projects (Fall 2026)
New for fall 2026: small businesses that take a 15–30 minute disaster resilience course on Verizon's Small Business Digital Ready platform between September 29 and November 15 become eligible to apply for a $5,000 grant for a pre-disaster mitigation project at their business.
- Amount
- a $5,000 Mitigation Grant supporting pre-disaster mitigation projects at your business
- When
- Apply by Nov 15
Who can apply
Between September 29 and November 15, take a 15-30 minute small business disaster resilience course on Verizon's Small Business Digital Ready platform to become eligible to apply for a $5,000 Mitigation Grant supporting pre-disaster mitigation projects at your business.
TrainingNational
Goldman Sachs 10,000 Small Businesses – business education program
Business education program for established small business owners, run in local in-person cohorts and a national online cohort. Applicants should be an owner or co-owner of a business operating at least two years, with revenue of $75,000 or more in one of the past two fiscal years and at least two employees including the owner. Applications are due about three months before a cohort starts: apply by October 2026 for the February–May 2027 national cohort.
- When
- Open now
Who can apply
Does your business have revenue of $75K or more in one of the past two fiscal years?
GrantNational
Walmart Spark Good Local Grants
Walmart stores, Sam's Clubs and distribution centers give local grants of $250 to $5,000 to 501(c)(3) charities, schools, government entities and faith-based community projects in their service area. The current cycle runs August 1 to November 30; chambers (501(c)(6)) are not eligible.
- Amount
- Grant amounts range from $250 to $5,000.
- When
- Apply by Nov 30
Who can apply
Eligible entities must be a: 501(c)(3) public charity: [...] Government entity (non-501(c)(3)): [...] School: [...] Church or other faith-based organization with a proposed project that benefits the community at large [...] Note: Non-charities, including but not limited to organizations such as 501(c)(4)s, (c)(6)s, and (c)(19)s like homeowner’s associations, civic leagues, or volunteer fire companies, are not eligible.
AcceleratorNational
Tory Burch Foundation Fellows Program
The Tory Burch Foundation Fellows Program is a year-long fellowship for women-owned businesses with at least $75,000 in annual revenue, including a $2,000 education grant. Applications for the 2027 cohort are open September 22 to November 17, 2026, and applying is free.
- Amount
- $2,000 education grant (FAQ)
- When
- Apply by Nov 17
Majority (51% or more) owned and controlled by womenA woman entrepreneur who owns the largest or equally largest stake in a qualifying business
Who can apply
For profit, from any industry; Majority (51% or more) owned and controlled by women; Generating minimum of $75,000 annually. There is no maximum revenue requirement.; Formed under United States law and operating in the United States
GrantNational
HerRise MicroGrant
HerSuiteSpot's HerRise MicroGrant funds women-owned US businesses with under $1 million in revenue; each month's applications close on the last day of the month. There is a $15 application fee.
- When
- Open now
Contest$15 feeWomen-owned business
Who can apply
Women-owned business; Businesses currently registered in the US; Less than $1 million in gross revenue; Non-profits, franchise, direct seller, authorized reseller or independent consultant not eligible
GrantNational
Galaxy Grants
Hidden Star's Galaxy Grant awards $2,500 and is free to apply. The current deadline is October 31, 2026, with winners announced the following week.
- Amount
- $2,500 Galaxy Grant – FREE to Apply!
- When
- Apply by Oct 31
Contestsupporting women & minority business owners
Who can apply
Each of these contests will be separate and are open only to persons over 18 years of age and who has set up any free or paid Galaxy of Stars membership account prior to or concurrent with entering or participating in the contest.Quoted from galaxyofstars.org →
GrantNational
Amber Grants
WomensNet awards three $10,000 Amber Grants to women-owned businesses every month, and three $50,000 grants at year end. Each month's entry period ends on the last day of the month; there is a $15 application fee with a fee waiver on request.
- Amount
- Each month, three (3) $10,000 Amber Grants will be awarded. [...] three (3) of the monthly winners will receive an additional $50,000 Year-End Grant.
- When
- Open now
Contest$15 feewomen (18 years or older) who own at least 50% of a business
Who can apply
Open to women (18 years or older) who own at least 50% of a business based in the United States or Canada. Eligible businesses include pre-revenue ventures, idea-stage startups, and revenue-generating nonprofit organizations. Nonprofits whose primary activity is charitable giving are not eligible.Quoted from ambergrantsforwomen.com →
GrantNational
Verizon Small Business Digital Ready $10,000 national grant
Verizon and LISC select 10 small businesses each month from June through December 2026 for $10,000 grants. Owners unlock the one-time application by completing two free Digital Ready courses or events in 2026.
- Amount
- 10 small businesses will be selected for grants each month [...] $10,000 grants
- When
- Open now
Random drawingContest
Who can apply
Owners of for-profit small businesses based in the United States, Puerto Rico, or the U.S. Virgin Islands who are 18 or older may apply. Owners of multiple businesses may apply for one business only.
GrantNational
Freed Fellowship Grant
Freed Fellowship picks one US small business owner each month for a $500 grant, and Fellows are considered for a $2,500 year-end grant. Applications are rolling and cost $19.
- Amount
- Each month we select one Freed Fellow as the recipient of a $500 no-strings-attached grant. Fellows are then considered for our $2,500 year-end grant.
- When
- Rolling, apply any time
Contest$19 fee
Who can apply
Any micro or small business owner in the US is eligible. We especially encourage women, minorities and others considered underrepresented or overlooked to apply.
GrantNational
NASE Growth Grants
NASE gives members grants of up to $4,000 for specific business needs such as marketing, hiring or equipment. Applications are accepted year-round and reviewed quarterly; NASE membership is required.
- Amount
- Apply for a business development grant from the NASE worth up to $4,000!
- When
- Rolling, apply any time
Membership required
Who can apply
To be eligible, the applicant must be a member in good standing at the time of application and must maintain such good standing continuously through the date on which the award is conferred.
AcceleratorNational
Cultivate Small Business
Santander's free Cultivate Small Business program gives early-stage food businesses a 12-week curriculum, mentorship and capital grants. Applications for the spring cohort are accepted November through January.
- Amount
- capital grants
- When
- Opens in November
Who can apply
In operation for at least one year; Are working full time in the business and have fewer than 10 total full-time equivalent employees; Revenues between $25,000 and $1,000,000 in the last calendar year; Located in the United States
TrainingFL · statewide
Veterans Florida Entrepreneur Program
State-funded, no-cost entrepreneurship training, mentoring, workshops and coworking access for veterans, military spouses, Florida National Guard and Reserve members and active-duty servicemembers who want to start or grow a business in Florida. Cohorts run year-round through partner universities and entrepreneurship centers.
- When
- Rolling, apply any time
veterans, spouses, Florida National Guard, Reserves, and active-duty servicemembers
Who can apply
Training, mentors, and resources for veterans, spouses, Florida National Guard, Reserves, and active-duty servicemembers who want to start or grow a business in Florida.
LoanFL · statewide
Ascendus Business Term Loan
Ascendus, a nonprofit CDFI lender, offers small business term loans of up to $100,000 to owners who need money to grow their business, available to businesses nationwide except in Vermont.
- Amount
- For small business owners who need money to grow their business, Ascendus offers loans up to $100,000.
- When
- Rolling, apply any time
Who can apply
For small business owners who need money to grow their business, Ascendus offers loans up to $100,000. Qualified businesses will be located nationwide, except in Vermont.
LoanFL · statewide
DreamSpring Small Business Loan
DreamSpring, a nonprofit CDFI, makes small business loans of $1,000 to $250,000 (24-72 month terms, fixed rate) to startups and existing businesses in 27 states for equipment, inventory, leasehold improvements, supplies, vehicles and working capital.
- Amount
- DreamSpring small business loans range from $1,000 to $250,000 with a term of 24-72 months and a fixed interest rate .
- When
- Rolling, apply any time
Who can apply
Whether you’re a startup entrepreneur or existing small business owner, DreamSpring small business loans are designed to fit your business needs.
LoanFL · statewide
BBIF Micro Loans
BBIF, a nonprofit CDFI, makes micro loans of up to $50,000 for working capital, inventory, equipment or debt refinancing to small businesses operating at least one year, with business consulting through the life of the loan.
- Amount
- Loans up to $50,000
- When
- Rolling, apply any time
Who can apply
Our micro loans are designed for small businesses that demonstrate the potential for growth and sustainability.
LoanFL · statewide
Accion Opportunity Fund Small Business Term Loan
Accion Opportunity Fund, a national nonprofit CDFI, offers small business term loans up to $250,000 with repayment terms up to 36 months for businesses with at least 2 years in business and $300,000+ in annual sales.
- Amount
- Loans up to $250k
- When
- Rolling, apply any time
Who can apply
Must be at least 18 years or older Minimum 2 years in business $300,000+ in annual sales 20% ownership of business All shareholders must be either a US citizen or permanent resident
RebateFL · county program
Business HVAC rebates (chillers, DX air conditioning, VFDs)
Rebates for FPL business customers who install high-efficiency chillers, direct-expansion (DX) air conditioners and heat pumps, or VFDs on HVAC pumps that exceed Florida Building Code, in new construction or retrofits. Per the program standards, small DX units earn $200 to $800 per unit by size, larger systems a per-kW rebate.
- Amount
- Plus, you may qualify for rebates to help with the upfront investment costs.
- When
- Rolling, apply any time
Match required
RebateFL · county program
Business Indoor Lighting rebates
FPL business customers can get up to $40 per qualifying new indoor LED fixture (high, mid and low bay) installed in existing buildings by a licensed contractor; lights must operate 3-6 p.m. on summer weekdays. Offered in both the FPL and FPL Northwest FL regions.
- Amount
- Upgrade and get up to $40 in rebates for each qualifying LED fixture.
- When
- Rolling, apply any time
Apply via a partnerMatch required
Who can apply
All businesses are eligible to participate in the rebate program. The rebates apply specifically to existing buildings.
0% loanFL · statewide
Kiva U.S. 0% interest loans
Kiva U.S. offers crowdfunded 0% interest loans of $1,000 to $15,000 for U.S. small business owners, with no fees, no collateral and no minimum credit score. Borrowers first invite friends, family and others to lend during a private fundraising period, then crowdfund publicly on Kiva; businesses in Nevada and North Dakota are not accepted.
- Amount
- you can qualify for a no-interest, no-fee, and no-collateral loan between $1,000-$15,000.
- When
- Rolling, apply any time
Who can apply
Your business must be registered within the United States, and you must physically reside in the United States, in order to be eligible for a Kiva U.S. loan.Quoted from kiva.org →
Technical assistanceFL · statewide
Florida SBDC Network — no-cost business advising
The Florida SBDC Network offers confidential, no-cost professional business consulting for Floridians who want to grow their business, covering planning, finance, marketing, capital access, exporting, government contracting and disaster recovery.
- When
- Rolling, apply any time
Who can apply
Florida SBDCs offer access to confidential, no-cost professional business consulting for Floridians who want to grow their business.
Disaster helpNational
Small Business Readiness for Resiliency (R4R) – $5,000 disaster recovery grant
Small businesses with 500 or fewer employees register in advance by completing a free five-minute preparedness checklist; if their county later comes under a state emergency or disaster declaration and they have at least $5,000 in uncovered losses, they can apply for a $5,000 recovery grant. Nonprofits are not funded.
- Amount
- Selected businesses receive $5,000 and must document at least $5,000 in disaster-related losses.
- When
- Rolling, apply any time
Who can apply
500 employees or fewer Complete the free checklist (5 minutes) Located in the U.S. or territories (includes Puerto Rico, Guam, Virgin Islands, etc.)
Technical assistanceNational
APEX Accelerators — no-cost government contracting help
APEX Accelerators (the program formerly known as the Procurement Technical Assistance Program), supported by the Department of War's Office of Small Business Programs, offer no-cost guidance and one-on-one help for businesses entering or growing in federal, state and local government contracting, through more than 300 offices nationwide. Use the service-area locator to find your local office.
- When
- Rolling, apply any time
Who can apply
The APEX Accelerators program provides the education and training to ensure that all businesses become capable of participating in federal, state, and local government contracts.Quoted from apexaccelerators.us →
Technical assistanceNational
SCORE — free business mentoring
SCORE offers free, confidential mentoring, for the life of your business, to any aspiring or established owner of a U.S.-based business, in all industries and stages; nonprofits are also served. Enter your ZIP code on the page to be matched with a mentor.
- When
- Rolling, apply any time
Who can apply
SCORE mentoring is a free service offered to any aspiring or established owners of a U.S.-based business.
LoanFL · statewide
Small Business Loan Fund (Central County CDC / Urban League of Broward County)
The Urban League of Broward County’s CDFI lends $10,000 to $250,000 at fixed rates (6%-10%, 3-7 year terms) to Florida for-profit businesses with at least 18 months of revenue, for equipment, inventory, real estate, working capital and other business purposes.
- Amount
- Loan Size $10,000 to $250,000
- When
- Rolling, apply any time
Fee
Who can apply
We provide loans to small businesses statewide however our principal focus is on small businesses located in South Florida - Broward, Miami Dade, and Palm Beach Counties.Quoted from cccdcorp.org →
LoanNational
LiftFund Small Business Loans
LiftFund, a nonprofit CDFI, makes small business loans for working capital, equipment, inventory, leasehold improvements, vehicles and commercial real estate to startups and existing businesses, including owners with limited credit, collateral or experience.
- Amount
- financing options can range from $500 to $1 Million
- When
- Rolling, apply any time
Fee
Who can apply
Whether you have limited credit, collateral or experience, we’ll work with you to find funding that allows you to build your credit and improve your finances. LiftFund offers small business loans to entrepreneurs nationwide.
For Bay County Chamber of Commerce
Grants and programs the chamber itself can apply for.
GrantFL · statewide
Florida Sports Foundation Major and Minor Sports Event Grants (events Jan 1 - Mar 30, 2027)
Grants to Florida sports commissions and convention and visitors bureaus that are Florida Sports Foundation Industry Partners, to help attract sports events that bring out-of-state visitors who stay in Florida hotels. Minor grants go up to $100,000 and Major grants presumptively up to $300,000, paid after the event.
- Amount
- The presumptive maximum allowable grant amount is $300,000
- When
- Apply by Jan 8, 2027
Membership requiredMatch required
Who can apply
Applications must be submitted by a Foundation approved non-profit Sports Industry Partner (Sports Commission or Convention & Visitors Bureau) in good standing.Quoted from playinflorida.com →
GrantFL · statewide
EDA Planning and Local Technical Assistance — Atlanta Regional Office (FY 2021–2023 NOFO)
EDA grants for economic development planning and local technical assistance (such as feasibility studies, impact analyses, disaster resiliency plans and project planning) in economically distressed areas, handled by EDA's Atlanta Regional Office. Award ceiling $300,000; cost share required; applications accepted on a continuing basis through EDA's EDGE portal.
- Amount
- Grants.gov: Award Ceiling $300,000; Award Floor $0
- When
- Rolling, apply any time
Match required
Who can apply
Pursuant to section 3 of the Public Works and Economic Development Act of 1965 (42 U.S.C. § 3122) (PWEDA) and EDA’s regulation at 13 C.F.R. § 300.3, the following types of entities are eligible to receive funding assistance from EDA: 1. District Organizations (as defined in 13 C.F.R. § 300.3); 2. Indian Tribes or a consortium of Indian Tribes; 3. States, cities, or other political subdivisions of a State, including a special purpose unit of a State or local government engaged in economic or infrastructure development activities, or a consortium of political subdivisions; 4. Institutions of higher education or a consortium of institutions of higher education; or 5. Public or private non-profit organizations or associations acting in cooperation with officials of a political subdivision of a State.
GrantNational
EDA Disaster Supplemental (FY 2023 NOFO)
EDA grants for long-term economic recovery projects in areas with a Presidential major disaster declaration for natural disasters in calendar years 2021 and 2022. Award ceiling $30,000,000; cost share required; applications accepted on a rolling basis until funds are exhausted or the NOFO is replaced or canceled.
- Amount
- Grants.gov: Award Ceiling $30,000,000; Award Floor $0; Estimated Total Program Funding $483,000,000
- When
- Rolling, apply any time
Match required
Who can apply
District Organization; Indian Tribe or a consortium of Indian Tribes; State, county, city, or other political subdivision of a State, including a special purpose unit of a State or local government engaged in economic or infrastructure development activities, or a consortium of political subdivisions; Institution of higher education or a consortium of institutions of higher education; or Public or private non-profit organization or association acting in cooperation with officials of a political subdivision of a State. The project of an eligible applicant must be able to meet area eligibility requirements to be considered for funding under this Disaster Supplemental NOFO. Such eligibility is predicated upon the project being located in or primarily serving one or more communities impacted by Hurricanes Ian and Fiona, and of wildfires, flooding, and other natural disasters occurring in calendar years 2021 and 2022. More specifically, consistent with 13 C.F.R. parts 301 and 307, EDA will determine area eligibility pursuant to the applicable Federal disaster declaration under the Stafford Act, and the Federal Emergency Management Agency (FEMA) designation of areas as eligible for public assistance or individual assistance due to the declared disasters listed on FEMA’s website (www.fema.gov/disaster/). For construction projects (including design and engineering), the project must be located within an eligible county. For non-construction projects, the project’s scope of work must primarily benefit eligible counties, and stakeholders representing those eligible counties must be directly engaged in the project.
See all 5Show fewer
GrantNational
EDA Public Works and Economic Adjustment Assistance (FY 2025 PWEAA NOFO)
EDA grants for public works infrastructure and economic adjustment projects that support economic development in distressed communities and regions. Awards from $100,000 up to $30,000,000; cost share required; applications accepted on an ongoing basis through EDA's EDGE portal.
- Amount
- Grants.gov: Award Ceiling $30,000,000; Award Floor $100,000
- When
- Rolling, apply any time
Match required
Who can apply
Pursuant to Section 3(4) of PWEDA (42 U.S.C. § 3122(4)(a)) and 13 C.F.R. § 300.3 (Eligible Recipient), eligible applicants for EDA financial assistance under the Public Works and EAA programs include a(n): (i) District Organization of an EDA-designated Economic Development District; (ii) Indian Tribe or a consortium of Indian Tribes; (iii) State, county, city, or other political subdivision of a State, including a special purpose unit of a State or local government engaged in economic or infrastructure development activities, or a consortium of political subdivisions; (iv) institution of higher education or a consortium of institutions of higher education; or (v) public or private non-profit organization or association acting in cooperation with officials of a political subdivision of a State. Individuals and for-profit entities are not eligible for funding under this NOFO.
GrantNational
EDA Disaster Supplemental (FY 2025 NOFO)
EDA grants for long-term economic recovery projects in areas with a Presidential major disaster declaration for natural disasters in calendar years 2023 and 2024. Award ceiling $50,000,000; cost share required; applications accepted on a rolling basis until funds are exhausted or the NOFO is replaced or canceled.
- Amount
- Grants.gov: Award Ceiling $50,000,000; Award Floor $0; Estimated Total Program Funding $1,447,000,000
- When
- Rolling, apply any time
Match required
Who can apply
Eligible applicants under the FY25 Disaster program include a(n): District organization of an EDA-designated Economic Development District (EDD); Indian tribe or a consortium of Indian tribes; State, county, city, or other political subdivision of a state, including a special purpose unit of a state or local government engaged in economic or infrastructure development activities, or a consortium of political subdivisions, institution of higher education or a consortium of institutions of higher education; public or private nonprofit organization or association acting in cooperation with officials of a political subdivision of a state; an economic development organization; or a public-private partnership for public infrastructure. EDA is not authorized to provide grants or cooperative agreements to individuals or for-profit entities under this NOFO. Applications from individuals or for-profit entities will not be considered for funding.
Retired programs (3) — still listed on many chamber sites; don’t send members here
- Fast Break for Small BusinessEnded
Fast Break for Small Business, run by LegalZoom and Accion Opportunity Fund, ended after its final round in 2024. It is no longer accepting applications.
Official page: Fast Break for Small Business - FedEx Small Business Grant ContestEnded
FedEx retired its Small Business Grants Program, which ran from 2012 through 2024. Lists that still show it are out of date.
Official page: FedEx Small Business Grant Contest - T-Mobile Hometown GrantsEnded
T-Mobile's Hometown Grants, up to $50,000 for projects in towns under 50,000 people, ended with its final 26 recipients announced June 25, 2026. It is no longer accepting applications.
Official page: T-Mobile Hometown Grants
Your next members
Openings near you
Each one is a chance to welcome a new member. From local news and new Google Maps listings in and around your towns.
Now open
Crystal McVay Primary Care LLC · Panama City
Crystal McVay Primary Care LLC opened Oct 1 in Panama City ↗Now open
Tippy's Closet · Panama City Beach
Tippy's Closet opened Oct 1 in Panama City Beach ↗Coming soon
Grease Pro Oil Change · Panama City Beach
Grease Pro Oil Change opens this month in Panama City Beach ↗Moving here
Sweet Brewnette
Coffee shop owner rebuilds after losing everything in Hurricane Helene ↗Now open
Manna Café
Faith, family, and flavor: Manna Café serves up sweet success in Panama City ↗Now open
Tide & Clay Studio
Returning local artist talks opening her new coastal-inspired ceramics studio ↗+1 more — get your free weekly brief to see them all, each with a welcome email ready to send →
Your next members
Local businesses in the news
Businesses near Bay County Chamber of Commerce that aren't members yet, making local news. Each one is a reason to reach out, congratulate them and invite them to join.
Northwest Florida Chapter of the Red Cross
Red Cross opens doors to new Callaway facility ↗Versona
Checking out the latest fall fashions with Versona ↗Central Purr Cat Cafe
All-Volunteer Cat Lounge Celebrates Over 180 Adoptions and Dolly Parton Day ↗Panama City Implants and Periodontics
FAQ with Panama City Implants and Periodontics this Dental Implant Awareness Month ↗Juan Taco
Juan Taco is bringing people together through food ↗Panama City Trash Market
850 GOOD NEWS: Volunteers mend stuffed animals at Panama City Trash Market event ↗+2 more in the last 60 days — get your free weekly brief to see them all →
Your market
10,041 businesses in Panama City. 1,091 are members.
Every business in the area Bay County Chamber of Commerce serves, ranked by how likely it is to join. Updated every week from public business listings.
10,041Businesses in your area
1,091Members
52Strong prospects
27New this month
Who to reach out to this week
Where membership is thin
- Holiday rental home4 of 302
- Hotel18 of 235
- Real estate agent29 of 228
- Real estate service24 of 178
- Health care3 of 172
Claim this chamber to see all 7,952 businesses and who to call this week.
Get the free Weekly Brief →Ready to post
Here's what this looks like, ready to post
A recent Bay County Chamber of Commerce member story, as a post in your colors.
Giving back
Salvation Army provides meals, water to Panhandle residents after Hurricane Isaias
WJHG/WECP Panama City · Oct 13, 2026- In Bay County Chamber of Commerce's colors, with your logo.
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Members: submit your news to Bay County Chamber of Commerce ↗
Our sources
Where we found your members' news
The outlets behind the stories on this page. We read local and statewide news for Bay County Chamber of Commerce's towns every 15 minutes.
- WJHG/WECP Panama City
- Google Maps
Membership at a glance
1,091 businesses in the directory we track.
Top categories
- Non-profit organizations: general non-profit77
- Restaurants48
- Construction46
- Banks & credit unions31
- Hotels23
- Insurance19
- Government agencies19
Top towns
- Panama City129
- Panama City Beach30
- Lynn Haven20
- Tallahassee9
- Port St Joe2
- Pensacola2
- Destin2
- Marianna2
From the chamber’s public member directory, last checked Oct 12, 2026.
About Bay County Chamber of Commerce
Building a Better Bay
Since 1913, the Bay County Chamber of Commerce has brought businesses, leaders, and community partners together to strengthen Bay County and create opportunities for the people and businesses that call it home. It is an independent, member-owned organization governed by a Board of Directors and managed by a professional staff. Mission: To create superior value for all Chamber members, large and small; to cultivate economic and personal development; to promote and protect a competitive enterprise system of business; and to be a community leader while embracing Bay County’s opportunities and challenges.Read more
- Founded
- 1913
- Service area
- Serving Callaway, Lynn Haven, Mexico Beach, Panama City, Panama City Beach, Parker, Springfield, and unincorporated Bay County.
- County
- Bay
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From panamacity.org, read Sep 24, 2026